U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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Coalition Letter to FSOC on the Analytic Framework and Nonbank Guidance Proposals
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MBA Comment Letter to FHFA on Enterprise Single-Family Social Bond Policy Request for Input
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Industry Coalition Letter on the Introduction of the Main Street Tax Certainty Act of 2023
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MBA Statement for the Record for HFSC H/I Subcommittee Hearing on GSE Pricing
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MBA Comment Letter to CSBS's Nationwide Multistate Licensing System Mortgage Business Specific Requirements Proposal
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MBA Response to FHFA’s Proposed Amendments to the Enterprise Regulatory Capital Framework
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MBA letter to the House of Representatives on the introduction of the Homes for Every Local Protector Educator and Responder (HELPER) Act
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MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
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MBA Statement for the Subcommittee Hearing on Rural Housing Legislation
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MBA Comment Letter to HUD on Changes in Branch Office Registration Requirements
Related MBA Events
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