Bank Portfolio Lenders
Bank portfolio lending is an important capital source for financing commercial and multifamily properties.
MBA supports policies that enhance banks’ ability to lend in local communities, that promote balanced regulatory and examination regimes and provide flexibility to address all economic conditions. We recommend that banking regulators use a transparent and flexible examination approach that avoids a one-size-fits-all methodology. MBA also advocates for banking laws and regulations, including CRA, to be implemented in ways that do not unduly impair the ability of banks to engage reasonably in commercial real estate finance.
Learn More about Our Position
- Read our Full Issue Brief on Bank Policy
Recent MBA Activity Related to Bank Portfolio Lenders
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MBA Letter to HUD to Roll Back the Debt Service Coverage Ratio
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MBA Letter to Treasury and HUD on its Concerns Regarding the Federal Financing Bank (FFB) Risk-Sharing Program
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MBA, CREFC Letter to SEC on CMBS Compliance Documentation
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MBA Letter to HFSC on One Resolution and Two Bills on Real Estate Finance
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MBA Joint Comment Letter in Support of H.R. 7024, the “Tax Relief for American Families and Workers Act of 2024”
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MBA Comment Letter in Support of H.R. 7024, the “Tax Relief for American Families and Workers Act of 2024”
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MBA Joint Letter with CRE Trades on Basel III Endgame
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MBA Comment Letter on the Banking Agencies’ Basel III Endgame NPR
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MBA Joint Trade Letter on Basel III Recommendations
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MBA Joint Letter to Federal Reserve on Rate Path; MBS Plans
Related MBA Events
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School of Multifamily Mortgage Banking: April 2025: Washington D.C.
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mPower presents Reframing Beliefs: Eliminating Limiting Mindsets and Building Confidence & Success in Careers
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Town Hall with MBA Leadership: The New Administrations First 100 Days (April 3, 2025)
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National Advocacy Conference -
Understanding Parametric Insurance: A Lender’s Guide to Maximizing Protection and Efficiency
Read MBA's Summary of the Basel III Bank Capital Proposal
This MBA summary outlines the Banking Agencies’ Proposed Changes to Bank Capital Requirements for banks with assets of $100 billion or more. Learn more.
