U.S. Department of Veterans Affairs (VA) Programs
The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA Letter in Support of the Nomination of Jonathan McKernan for Undersecretary of Domestic Finance
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MBA Joint Letter on the Build More Housing Near Transit Act (BMHNTA)
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MBA Comment Letter on Notice of Preliminary Determination for the Adoption of Energy Efficiency Standards
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MBA Letter to the GSEs on Construction Policy Recommendations
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MBA Joint Trades Letter to Treasury on FSOC Non-bank Guidance
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MBA Letter to THUD on FY2026 Priorities
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MBA Joint Trade Letter to Congressional Leader on Reconciliation
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MBA Joint Trades Letter to Senate on 199A
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MBA Letter on H.R. 2808, the Homebuyers Privacy Protection Act of 2025 (Rose/Torres)
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MBA Letter to Senate Leadership on Section 899
Related MBA Events
Ginnie Mae EBO Securitization: A Market-Based Solution to Mitigate Issuer Liquidity Risk
Read MBA's proposal to develop a new, private sector source of liquidity and a discussion of its benefits.