U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA Letter to Financial Stability Oversight Council (FSOC) on Proposed SIFI Designation Guidance
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MBA Comment Letter to CSBS on NMLS Mortgage Call Report
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Joint Trade Letter to FHA’s Proposal to Assist Borrowers in High-Interest Rate Environment
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MBA Comment Letter to House Leadership on GSE Pricing
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MBA Joint Letter to FHFA on Credit Score Implementation
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MBA Comment Letter to House Ways and Means Committee on H.R. 3936, H.R. 3937, and H.R. 3938
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MBA Comment Letter on FHA HECM Mortgage Letter
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MBA Joint Letter to FCC on Illegal Text Messages and "Lead Generators"
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MBA Comment Letter on HFSC Markup of GSE Pricing Legislation
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Housing Affordability Coalition Statement on Congressional Letter on Housing Policy Solutions
Related MBA Events
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