Federal Housing Administration (FHA) Programs
FHA provides mortgage insurance to support lending in the single-family market that disproportionately serves low- to moderate-income borrowers. As such, FHA helps make homeownership possible for many households that otherwise could struggle to obtain mortgage credit on affordable terms. MBA’s policy and advocacy efforts have focused on expanding the number of lenders participating in FHA-insured lending, promoting much-needed upgrades to FHA’s technology and operating systems, reforming FHA’s complex servicing requirements, and ensuring that FHA pricing appropriately balances consumer access to credit and taxpayer protection.
Recent MBA Activity Related to Government Lending
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MBA Letter in Support of the Nomination of Jonathan McKernan for Undersecretary of Domestic Finance
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MBA Joint Letter on the Build More Housing Near Transit Act (BMHNTA)
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MBA Comment Letter on Notice of Preliminary Determination for the Adoption of Energy Efficiency Standards
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MBA Letter to the GSEs on Construction Policy Recommendations
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MBA Joint Trades Letter to Treasury on FSOC Non-bank Guidance
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MBA Letter to THUD on FY2026 Priorities
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MBA Joint Trade Letter to Congressional Leader on Reconciliation
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MBA Joint Trades Letter to Senate on 199A
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MBA Letter on H.R. 2808, the Homebuyers Privacy Protection Act of 2025 (Rose/Torres)
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MBA Letter to Senate Leadership on Section 899
Related MBA Events
Ginnie Mae EBO Securitization: A Market-Based Solution to Mitigate Issuer Liquidity Risk
Read MBA's proposal to develop a new, private sector source of liquidity and a discussion of its benefits.