Federal Housing Administration (FHA) Programs
FHA provides mortgage insurance to support lending in the single-family market that disproportionately serves low- to moderate-income borrowers. As such, FHA helps make homeownership possible for many households that otherwise could struggle to obtain mortgage credit on affordable terms. MBA’s policy and advocacy efforts have focused on expanding the number of lenders participating in FHA-insured lending, promoting much-needed upgrades to FHA’s technology and operating systems, reforming FHA’s complex servicing requirements, and ensuring that FHA pricing appropriately balances consumer access to credit and taxpayer protection.
Recent MBA Activity Related to Government Lending
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MBA Joint Trade Letter to Congressional Leader on Reconciliation
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MBA Joint Trades Letter to Senate on 199A
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MBA Letter on H.R. 2808, the Homebuyers Privacy Protection Act of 2025 (Rose/Torres)
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MBA Letter to Senate Leadership on Section 899
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MBA Letter to CFPB on Protections for Borrowers Affected by the COVID-19 Emergency Under RESPA (Reg X)
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MBA Letter on FY 2026 Appropriations - Include Report Language on USDA RHS Delegated Loan Approval
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MBA Support Letter on VA Partial Claim Bill Ahead of Vote
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MBA Letter to OMB on Deregulation RFI
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MBA Letter to Federal Banking Agency on Mortgage Origination and Servicing
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MBA HVAC Support Letter for VA Home Loan Program Reform Act
Related MBA Events
Ginnie Mae EBO Securitization: A Market-Based Solution to Mitigate Issuer Liquidity Risk
Read MBA's proposal to develop a new, private sector source of liquidity and a discussion of its benefits.