GSE Multifamily Policy
The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage market and support the increase in supply of affordable rental housing.
The GSEs serve as an important source of capital for financing multifamily housing. In the current context of multifamily housing finance and GSE reform, MBA will continue to advocate for legislative or administrative reform that supports liquidity in all market cycles while recognizing the important role of competition in financing multifamily housing. MBA will engage with policymakers to encourage GSE-related policies to support an appropriate role in affordable housing and underserved markets.
Over a decade has passed since the Enterprises were placed into government conservatorship. Despite the intent that conservatorship would serve as only a temporary bridge to stabilize the Enterprises, the conservatorship persists, and the Enterprises’ long-term status remains unresolved. GSE reform bills have been introduced in Congress; MBA and other organizations have released white papers and other documents suggesting visions for the future of the GSEs and housing finance.
RELATED: Read MBA’s Whitepaper on GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market
Recent MBA Activity Related to GSE Multifamily Policy
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MBA Joint Letter to Congress on Road to Housing Act
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MBA Joint Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
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MBA Support Letter for H.R. 3507, the Yes In My Backyard (“YIMBY”) Act
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MBA Letter to HUD on Loan Disbursements
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MBA Joint Letter Urging NFIP Extension
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MBA Joint Letter to Congress, Administration on Pro-Growth Tax Agenda
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MBA Letter to HUD Requesting Federal Flood Risk Management Standard (FFRMS) Extension
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MBA Letter to HUD to Roll Back the Debt Service Coverage Ratio
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MBA Joint Trade Letter to HUD on Section 232 Properties
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MBA Joint Letter on H.R. 8127, The Heirs Estate Inheritance Resolution and Succession (HEIRS) Act of 2024.
Related MBA Events
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Real Estate: January 2025: On Demand
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Managing Rising Insurance Risks in Commercial Lending
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Commercial/Multifamily: Fundamentals of Commercial Insurance Issues and Problems
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Navigating and Ensuring Accurate Reporting with the MBA Commercial and Multifamily Inspection Form
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CREF Career Conversations: Insights from Industry Leaders