GSE Multifamily Policy
The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage market and support the increase in supply of affordable rental housing.
The GSEs serve as an important source of capital for financing multifamily housing. In the current context of multifamily housing finance and GSE reform, MBA will continue to advocate for legislative or administrative reform that supports liquidity in all market cycles while recognizing the important role of competition in financing multifamily housing. MBA will engage with policymakers to encourage GSE-related policies to support an appropriate role in affordable housing and underserved markets.
Over a decade has passed since the Enterprises were placed into government conservatorship. Despite the intent that conservatorship would serve as only a temporary bridge to stabilize the Enterprises, the conservatorship persists, and the Enterprises’ long-term status remains unresolved. GSE reform bills have been introduced in Congress; MBA and other organizations have released white papers and other documents suggesting visions for the future of the GSEs and housing finance.
RELATED: Read MBA’s Whitepaper on GSE Reform: Creating a Sustainable, More Vibrant Secondary Mortgage Market
Recent MBA Activity Related to GSE Multifamily Policy
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MBA Joint Trade Letter Opposing President Joe Biden's Rent Control Proposal
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MBA Letter to FHFA on FHLB RFI
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MBA Joint Trades Letter on the Revitalizing Downtowns and Main Streets Act
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MBA Letter to Treasury and HUD on its Concerns Regarding the Federal Financing Bank (FFB) Risk-Sharing Program
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MBA Joint Trades Letter on Committee Markup of the American Privacy Rights Act
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MBA Letter to HUD on NSPIRE Program
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Written Statement of Karen Kreutziger Powell Chief Executive Officer Flat Branch Home Loans on Behalf of the Mortgage Bankers Association
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MBA Joint Letter on NFIP Proposed Dwelling Form Changes
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MBA Comment Letter on the American Privacy Rights Act of 2024 (“APRA”) Markup
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MBA Joint Trade letter on the Subcommittee on Innovation, Data, and Commerce Markup of Privacy Legislation
Related MBA Events
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Commercial/Multifamily Finance Convention and Expo
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Commercial Real Estate Basics: Borrower Mortgage Credit and Financial Statement Analysis: February 2025
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School of Multifamily Property Inspections: February 2025: Atlanta
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Real Estate: March 2025: On Demand
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Commercial Real Estate Basics: Appraisal and the Three Approaches to Value: March 2025