U.S. Department of Veterans Affairs (VA) Programs
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The VA-backed home loan program is a vital tool in home financing for those who have served their country in the military. Servicemembers, veterans, and surviving spouses can obtain mortgages, often with no required downpayment, that VA partially guarantees.
The VA share of the single-family mortgage market has grown in recent years. With this growth, it has become even more critical that the program operates efficiently and effectively. MBA’s policy and advocacy efforts have focused on ensuring VA
origination, and servicing requirements are appropriately calibrated, fostering a liquid secondary market for securities backed by VA-guaranteed loans, and opposing proposals that would increase the cost of credit for VA borrowers to generate funds to
be used for non-housing purposes.
Recent MBA Activity Related to Government Lending
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MBA Comment Letter in response to FHA Draft Mortgagee Letter on ADUs
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MBA Letter in Response to the FHA 203(k) Rehabilitation Mortgage Insurance Program
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MBA Letter on MILCON-VA appropriations bill for Fiscal Year (FY) 2024
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MBA Letter on T-HUD appropriations bill for Fiscal Year (FY) 2024
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MBA Letter to FHA on HECM Claim Changes
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MBA Responds to HUD Section 184 Indian Home Loan Guarantee Program
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MBA Joint Letter on Tax Increases in FY 2024 Budget Proposal
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Coalition Letter to Congress on the FTC's Proposed Rule on Non-Compete Agreements
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MBA Feedback to FHA on Loss Mitigation Letter (2023-03)
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MBA Suggested VA Appraisal-Related Policy Reforms in Response to the Improving the VA Home Loan Benefit Act of 2022
Related MBA Events
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