Resources
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MBA Letter on MilCon/VA Appropriations Bill for Fiscal Year 2026
MBA Letter on MilCon/VA Appropriations Bill for Fiscal Year 2026
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MBA Joint Coalition Letter on Davis-Bacon Rule
The undersigned national real estate associations represent a broad coalition of housing providers that are committed to working together with policymakers and the Administration to address America’s housing affordability crisis. Today, we write to request that the U.S. Department of Labor (“DOL”) repeal and revise the August 23, 2023 final rule, “Updating the Davis-Bacon and Related Acts Regulations” (“Davis-Bacon rule”).
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MBA Support Letter on VA Partial Claim Bill Ahead of Vote
Mortgage Bankers Association write in strong support of Congressman Derrick Van Orden’s VA Home Loan Program Reform Act (H.R. 1815), prior to its full House debate and consideration this afternoon (and evening) under suspension of the rules. As the Department of Veterans Affairs (VA) phases out its Veterans Affairs Servicing Purchase (VASP) program by the end of the fiscal year, the need for a permanent partial claim option for the VA’s Home Loan program has become particularly urgent.
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MBA Main Street Coalition Letter on House Ways and Means Reconciliation Markup
The undersigned organizations, representing millions of Main Street businesses operating in every industry and community in America, support the budget reconciliation tax package scheduled for markup this week by the House Ways and Means Committee.
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MBA Letter to House Ways and Means Committee Leadership on Budget Reconciliation Bill
MBA writes as the Committee on Ways and Means moves to consider Chairman Smith’s Amendment in the Nature of a Substitute (ANS) at the budget reconciliation markup this afternoon. MBA continues to support the shared goal of enacting tax legislation that spurs jobs, economic growth, and investment in our communities. MBA believes that the framework established by Chairman Smith’s ANS, as proposed, represents an important and necessary step toward that goal.
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MBA Coalition Letter on S.1527 the Housing Affordability Act (FHA Multifamily Stat Limits)
The undersigned organizations write in strong support of your bipartisan legislation, S.1527 the Housing Affordability Act to update the Federal Housing Administration’s (FHA) multifamily insurance programs to accurately capture the true cost of apartment construction. FHA’s current base statutory limits reduce the number of housing units HUD will insure nationwide.
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MBA Letter to Federal Banking Agency on Mortgage Origination and Servicing
MBA shares key priorities to sustain and strengthen bank participation in the mortgage market. As communicated in a Basel 3 Endgame comment letter, there are two critical changes to current capital rules that are needed to attract banks back to primary market origination and servicing, and ensure they continue to provide critical liquidity support to nonbank mortgage lenders
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MBA Letter to OMB on Deregulation RFI
The Mortgage Bankers Association (MBA) welcomes the opportunity to comment on the Office of Management and Budget’s (OMB) request for information (RFI) on unnecessary, unlawful, unduly burdensome, and unsound rules that should be rescinded. This letter also includes rules that should be revised to better address the current realities of the mortgage market.
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MBA HVAC Support Letter for VA Home Loan Program Reform Act
MBA HVAC Support Letter for VA Home Loan Program Reform Act
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MBA Joint Letter on B-SALT Deduction
MBA Joint Letter on B-SALT Deduction
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MBA Letter to HUD on Multifamily Housing Environmental Burdens
MBA writes to provide recommendations to HUD on updates to its FHA Multifamily Accelerated Processing (MAP) program to lower housing costs and boost housing supply. A number of environmental requirements have been added to the MAP Guide since 2011. MBA strongly encourages HUD to review the necessity of these requirements, given the high demand for housing.
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MBA Coalition Letter Supporting the Reintroduced Homebuyers Privacy Protection Act
The undersigned groups, representing a diverse set of housing and financial services stakeholders and advocates, are writing to express our strong support for the reintroduction of the bicameral, bipartisan Homebuyers Privacy Protection Act (S. 1467 and H.R. 2808, respectively), as offered by Senators Bill Hagerty (R-TN) and Jack Reed (D-RI) and Representatives John Rose (R-TN) and Ritchie Torres (D-NY).
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MBA Letter to the House Committee on Veterans’ Affairs Subcommittee on Economic Opportunity
MBA write to provide our feedback on the VA Home Loan Program Reform Act, including amendments in the nature of a substitute (ANS) to H.R. 1815 offered by both the majority and the minority. As the Department of Veterans Affairs (VA) prepares to move quickly to phase out the Veterans Affairs Servicing Purchase (VASP) program, the need for a permanent partial claim option has become increasingly urgent.
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MBA Joint Comment Letter on New York’s Community Reinvestment Act
The national Mortgage Bankers Association (MBA), the Mortgage Bankers Association of NY (MBA of NY), the New York Mortgage Bankers Association (NYMBA),3 and the Empire State Mortgage Bankers Association (ESMBA), appreciate the opportunity to comment on the proposed regulation published in the February 5, 2025 New York State Register (Register) to implement New York’s Community Reinvestment Act (NYCRA) for independent mortgage banks (IMBs). They have reviewed the proposal and note the text of the regulatory language is largely unchanged from the version released during the mid-December 2024 pre-proposal comment period.
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MBA Comment Letter Supporting H.R. 976 (1071 Repeal Act)
Mortgage Bankers Association writes to share our association’s views regarding one of the bills scheduled to be considered during today’s Financial Services Committee markup that directly impacts an important segment of the real estate finance industry.
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MBA Comment Letter to CFPB on Regulation V
MBA welcomes the opportunity to comment on the Consumer Financial Protection Bureau’s (the Bureau) notice of proposed rulemaking to amend Regulation V. While purportedly an attempt to regulate data brokers, the proposed rule could impact how mortgage companies are run and how products are advertised. We believe the Bureau should roll back this proposed rule in its entirety and reexamine whether the agency has sufficient statutory authority under the Fair Credit Reporting Act (FCRA) to promulgate such a far-reaching proposal.
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MBA Joint Trade Letter Supporting the SECURE Notarization Act
The undersigned organizations, write to express strong support for H.R.1777, the Securing and Enabling Commerce Using Remote and Electronic (SECURE) Notarization Act. The SECURE Notarization Act passed the House with unanimous consent in the 118th Congress and we look forward to strong, bipartisan support for the bill in the House and Senate again this Congress.
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MBA Senate Letter on Luke Pettit to be Assistant Secretary of the Treasury for Financial Institutions
MBA writes to express the real estate finance industry’s strong support for President Trump’s nomination of Luke Pettit to be Assistant Secretary of the Treasury for Financial Institutions. MBA appreciates how quickly the Senate Banking Committee has scheduled this week’s hearing to examine Mr. Pettit’s credentials, along with a slate of other important nominees for key economic policy positions within the Trump Administration.
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MBA Joint Letter on Preserving Carried Interest
The undersigned organizations, representing all sectors of commercial real estate, urge you to preserve investment in real estate by maintaining longstanding tax law as it relates to carried interest and capital gains. Carried interest is a crucial tool driving American real estate investment, spurring housing development, and promoting the growth of our built environment. Retaining capital gains tax treatment for carried interest helps ensure our nation can meet the goals of housing, modernizing our building stock, and contributing to economic growth.
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MBA Joint Letter on FHA Loss Mitigation
MBA recommend that FHA consider additional measures that impose a strict limit on the availability of permanent home retention assistance and establish sustainable borrower performance.