KEY UPDATES TRACK: Changes in Administrative Law and the Impact on Compliance
Recent court cases challenging the role of the courts in evaluating government regulations and administrative adjudications could result in significant changes in how key regulators operate and communicate. This panel will discuss the key Supreme Court cases that may change the legal landscape and how that could impact the future of regulations and change management. Sponsored by Bradley.
Speakers
Moderator
Blake Chavis is VP, Associate General Counsel for Flagstar Bank, N.A., one of the country’s largest bank originators of residential mortgage loans. In this role, Blake advises on legal and compliance matters in support of the bank’s retail, wholesale and warehouse mortgage lending activities. Before Flagstar, Blake spent four years as Associate Regulatory Counsel with the Mortgage Bankers Association (MBA), where he supported MBA’s legislative and regulatory strategy on a broad array of issues impacting mortgage lenders. Prior to joining the MBA, Blake worked as a District Examiner with the National Credit Union Administration. Blake received his bachelor’s degree from Miami University and his J.D. degree from University of Louisville School of Law.
Speakers
Richard Horn is a former Senior Counsel & Special Advisor in the Consumer Financial Protection Bureau’s Office of Regulations and a former Senior Attorney at the FDIC. Richard led the CFPB’s design of the TRID disclosures, as well as the qualitative and quantitative consumer testing of the disclosures. As a key architect of the TRID rulemaking, Richard is one of the foremost experts on the rule. Richard represents companies dealing with the CFPB and other Federal and State regulators in supervisory and enforcement matters. Richard also advises companies regarding compliance with Federal and State consumer financial protection laws, including TRID, RESPA section 8, ATR/QM, Loan Originator Compensation, privacy, and other laws.
Levi Swank is a Partner in the firm’s Complex Litigation & Dispute Resolution and Consumer Financial Services Litigation and Enforcement practices. Mr. Swank represents banks, non-bank financial institutions, and Fintech companies in complex litigation, appellate, and government enforcement matters. He has represented clients in federal and state courts around the country, including the United States Supreme Court, and has represented numerous banks and Fintech companies in investigations and administrative enforcement proceedings initiated by the Consumer Financial Protection Bureau and the Department of Housing and Urban Development. Mr. Swank is particularly expert in advising clients and defending matters related to the False Claims Act, Fair Housing Act, and the alphabet soup of feder
Justin Wiseman is Vice President and Managing Regulatory Counsel in the Public Policy and Industry Relations department at the Mortgage Bankers Association. Justin manages MBA’s Regulatory Policy team that covers legal issues, trends in litigation, regulatory compliance matters, and servicing as well as provides strategic direction to advance MBA member priorities on regulatory and legal matters. This team also analyzes pending rules and legislation, provides comments on behalf of MBA members on pending rules or regulations and helps develops MBA’s posture towards innovation and innovation policy. Prior to this, he staffed MBA’s Loan Administration committee, providing policy development insights and working with stakeholders to advocate on behalf of the industry.
