Schedule

This session features a moderator-facilitated discussion where attendees ask questions and exchange information to learn how peers are approaching Loan Officer Compensation.

This session highlights recent cases and litigation developments relating to the Telephone Consumer Protection Act (TCPA), the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA).

This session features a moderator-facilitated discussion where attendees ask questions and exchange information to learn how peers are approaching RESPA Section 8.

Sponsored by Cooley.

This session covers key state cases that impact compliance responsibilities with a focus on those that may indicate federal trends. In addition, the session highlights recent cases and litigation developments pertaining to the Foreclosure Abuse Prevention Act (FAPA.)

This session features a moderator-facilitated discussion where attendees ask questions and exchange information to learn how peers are approaching challenges in servicing. Facilitators examine key topics that raise regulatory risk, including servicing and related fees, escrow account administration, default servicing and loss mitigation, and ongoing focus on FCRA and credit furnishing activities. Additional topics include LEP compliance, exam findings, and UDAAP violations.

Sponsored by Cooley.

This session highlights recent Real Estate Settlement Procedures Act (RESPA) cases and litigation. In addition, litigation pertaining to Fair Lending will also be discussed.

This session features a moderator-facilitated discussion where attendees ask questions and exchange information to learn how peers are approaching Fair Lending.

Sponsored by Cooley.

This session covers the latest developments in bankruptcy law and how recent cases impact compliance responsibilities. In addition, matters pertaining to data breach litigation will be addressed.

MBA’s CEO Bob Broeksmit provides an update on MBA’s recent work in Washington on behalf of its members. Sponsored by Hinshaw & Culbertson.

Join a panel of government regulators and enforcers to discuss recent activity and future priorities as a new administration is seated. Sponsored by Berkley Research Group.

Arrive right on time to claim your seat! Sponsored by Winnow.

This expert panel analyzes facts and patterns for using social media and other marketing tools in the mortgage space. Experts address Telephone Consumer Protection Act (TCPA), Fair Debt Collection Practices Act (FDCPA), and Real Estate Settlement Procedures Act (RESPA) implications and also touch upon the recent trends in borrower communications and methods for effective collection and engagement with borrowers.

Join industry experts for an in-depth panel discussion on the evolving regulatory landscape, including an analysis of key risk categories—financial, stakeholder/customer, regulatory, reputational, and operational—and examination of the concepts of inherent and residual risk within the Three Lines of Defense model. Attendees gain insights into implementing effective business controls, with a focus on Risk and Control Self-Assessment (RCSA) and issue management. The discussion also explores oversight frameworks such as Fannie Mae’s use of CORE (Counterparty Operational Risk Evaluation) and Freddie Mac’s MORA (Mortgage Operational Risk Assessment). Sponsored by Cooley.

Join our discussion on major litigation developments and trends affecting mortgage lending. Panelists discuss impactful enforcement actions and significant court rulings, providing their thoughts on what these developments mean for the mortgage industry. Sponsored by Bradley.

This expert panel analyzes fact patterns and issues of top concern pertaining to loan originator compensation. Discussion includes recent updates and changes you need to be aware of. Best practices and tips for avoiding common pitfalls and recent enforcement actions are discussed.

Join this expert panel to discuss recent updates to Regulation X and the CFPB’s efforts to change the rule. This discussion covers how the proposed rule may affect the industry, and how alternatives may better serve the mortgage market. Sponsored by Cooley.

Sponsored by Bradley.

Through case studies and practical examples, attendees of this session gain a deeper understanding of the challenges associated with Section 8 of the Real Estate Settlement Procedures Act (RESPA) and explore strategies for mitigating regulatory compliance risks. Panelists cover prohibited activities, safe harbors, penalties for non-compliance and recent enforcement actions.

Sponsored by Cooley.

Sponsored by Bradley.

Attend this general session to learn about cutting-edge advancements in AI and how this will impact the mortgage industry. Join our panel of technology leaders to see what use cases are being developed.

The mortgage industry has been the subject of several high-profile cybersecurity incidents. Attend this panel of industry experts to learn about the legal and compliance challenges of creating your incident response plan. This expert panel discusses relevant cybersecurity regulations, best practices, and how to position your clients for this growing threat.

The U.S. home insurance market is facing unprecedented volatility, significantly impacting the mortgage finance industry and homeowner experience. This session drills down on key challenges such as the impact of soaring premiums on mortgage eligibility and affordability, tightening of GSE insurance requirements and lack of available coverage and the changing role of lender-placed insurance. Hear what industry executives say about insurance challenges, trends and solutions. Sponsored by Cooley.

Get the latest updates on key state cases and enforcement trends from state to state. This panel examines developing trends that could have a large impact on the industry down the road and offers thoughts on how to comply. Sponsored by Bradley.

Regulators on both the federal and state level have begun to critically examine how financial institutions are developing and deploying AI. This session covers recent actions taken by legislators and regulators that impact the use of AI in the mortgage industry.

Sponsored by Cooley.

Sponsored by Bradley.

The mortgage industry uses AI tools to help borrowers, streamline operations, and lower costs. Yet these tools rely on vast amounts of sensitive data. This session covers risk management strategies to keep consumer and company data protected while incorporating AI tools.

Sponsored by Cooley.

Sponsored by Bradley.

Have questions or matters to discuss? Join compliance experts for questions on these topics: RESPA, Loan Originator Compensation, Servicing, Fair Lending, Data Privacy & Security, and State Issues & Trends.

The conference wraps up with a facilitated super session featuring top legal and compliance experts. Bring your questions from the many issues discussed at the conference. Every topic is fair game in this popular session that will address legislation and litigation as well as regulatory requirements.