Fed Kamensky

Fed’s practice focuses on federal and state regulatory compliance matters related to the financial services industry. He represents and advises mortgage lenders, servicers, secondary market investors, and other financial institutions on federal and state mortgage banking and financial services laws, including RESPA, TILA, HMDA, ECOA, FCRA, GLBA, FDCPA, and SCRA, with an emphasis on residential mortgage lending compliance and regulatory issues. Among other things, Fed advises clients on origination and servicing requirements, marketing and advertising practices, quality control plans and compliance management systems, compensation and fee limitations, regulatory approval and licensing, and other business practices.
Fed also advises and assists companies with design and implementation of mortgage lending programs, including FHA-insured reverse mortgages (HECM), proprietary reverse mortgages, adjustable rate loans and home equity lines of credit (HELOCs). In addition, Fed performs regulatory compliance due diligence reviews in connection with the sale and acquisition of forward and reverse mortgage originators.