KEY UPDATES TRACK: Key State Cases and Trends

EVP, General Counsel, Legal Department, LoanCare

Partner, Orrick, Herrington & Sutcliffe, LLP

Jedd R. Bellman, Partner in the Washington, D.C., office of Orrick, assists banks, mortgage companies, auto lenders, debt collectors, money services businesses and fintechs on a variety of licensing, regulatory and enforcement matters, bringing a wealth of consumer financial services experience gleaned from more than a decade in government service.

Partner, Wright, Finlay & Zak, LLP

Robert Finlay is one of the three founding partners of Wright, Finlay and Zak. Since 1994, Mr. Finlay has focused his legal career on consumer finance and mortgage-related litigation, compliance and regulatory matters. Mr. Finlay is at the forefront of the mortgage banking industry, handling all aspects of the ever-changing default servicing and mortgage banking litigation arena, including compliance issues for servicers, lenders, investors, title companies and foreclosure trustees. Mr. Finlay successfully guides clients through the complexities of litigation while being extremely mindful of their core values and business models. He is a regular speaker (at industry events and for clients) on a variety of loan servicing and mortgage banking issues, including key legislative and legal updates. Mr. Finlay is also the General Counsel for the California Mortgage Association (CMA), advising its Board and members on a variety of loan origination, servicing and other legal and compliance issues. In this role, Mr. Finlay works closely with the CMA's lobbyists in Sacramento to mitigate the impact of proposed new laws on the mortgage industry. Mr. Finlay is also an active member and participant in the California Mortgage Bankers Association (CMBA), Mortgage Bankers Association (MBA), United Trustees Association (UTA), and California Bankers Association (CBA). For over 10 years, Mr. Finlay served as a Committee Member and Board Member of the United Trustees Association, being elected as its President in 2011 and 2012 and Chair of the Legislative Committee from 2013 to 2019, working closely with lobbyists in California, Nevada, Washington and Oregon on key industry issues. Since 2013, Mr. Finlay has also been on the Legislative Committee for the CMBA. In 2020, Mr. Finlay became the Co-Chair for the National Private Lenders Association (NPLA). He is also a member of the Orange County Bar Association (OCBA).

Partner, Hinshaw & Culbertson LLP

Brian McGrath counsels companies on a wide range of complex commercial legal issues. As the co-chair of the Hinshaw and Culbertson’s Consumer Financial Services Practice Group, he has helped clients navigate litigation involving financial services, intellectual property, antitrust, and white-collar criminal investigations throughout his career. An outside-of-the-box thinker, McGrath partners with his clients to provide them with simple, tailored solutions for their legal problems. In recent years, Brian has leveraged his broad experience to focus on serving clients in the financial services industry. He works with a number of financial institutions—including mortgage loan servicers—regarding lender liability and consumer protection statutes. He also handles complaints concerning the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), as well as regulatory issues involving Consumer Financial Protection Bureau (CFPB) enforcement actions.

Partner, Co-Chair of the Banking and Consumer Financial Services practice, Goodwin

Alli Schoenthal is a partner in the firm’s Financial Industry group, Co-Chair of the Banking and Consumer Financial Services practice and the New York head of the Consumer Financial Services Litigation practice. She represents banks, trusts, lenders, government-sponsored enterprises, private equity firms, and loan servicers in consumer finance litigation and enforcement matters. Alli’s practice is broad and deep in the consumer finance space, with over a decade of experience representing financial services clients. Alli is Chambers-ranked nationwide for Consumer Finance Litigation. She has also been recognized as one of Crain’s Notable Women in Law and by Law360 as an MVP for Banking.