COMPLIANCE CONVERSATIONS TRACK: Loan Officer Compensation

Director, Regulatory Counsel, Mortgage Bankers Association

Alisha Sears is Director and Regulatory Counsel in the Residential Policy and Strategic Industry Engagement Department at the Mortgage Bankers Association. Sears covers legal issues, trends in litigation, and regulatory compliance matters, and staffs the Legal Issues and Regulatory Compliance Committee and the Regulatory Compliance Subcommittee. Prior to joining the MBA, Sears was with the Conference of State Bank Supervisors (CSBS). Sears is a member of the Maryland State Bar Association, the American Bar Association’s Banking Law Committee, and Women in Housing and Finance.

Partner, Mayer Brown LLP

Kris Kully is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She concentrates her practice on federal and state regulatory compliance matters affecting providers of consumer financial products and services, particularly residential mortgage loan origination and servicing.

Partner, SeldenLindeke LLP

R. Colgate Selden is a co-founding partner at SeldenLindeke LLP. The firm counsels clients on regulatory legal, licensing, supervision, enforcement and litigation matters. Prior to SeldenLindeke LLP, Colgate was a partner at two international law firms and was the head of all regulatory legal, compliance and risk for product, origination, privacy and secondary market activities at a fintech and loan fulfillment provider. Colgate was also a senior counsel at the CFPB where he helped to write LO Comp, ATR, TRID, HELOC, Privacy, Debt Collection and AMTPA rules. Additionally, he was the CFPB lead for TILA mortgage, Privacy and FDCPA inquiries submitted to the CFPB and a member of the RESPA policy team. His CFPB, in-house, and law firm experiences provide a unique vantage point for clients.