Fannie Mae and Freddie Mac Policies and Programs
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Resolving the status of the GSEs, now having exceeded a decade of conservatorship, is the final piece of unfinished business following the financial crisis. MBA supports comprehensive legislative reforms that would fix the structural flaws of the GSEs'
pre-crisis business models while preserving what works in the market today. Meanwhile, MBA continues to advocate for transparent GSE policies that provide clear servicing requirements and promote liquidity while ensuring fair and equal access to the secondary
market for lenders of all sizes and types.
Recent MBA Activity Related to Secondary and Capital Markets Issues
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MBA Letter to Treasury on Barriers to PLS Market Recovery
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Joint Letter to FHFA Opposing Further GSE G-Fee Increases
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Joint Letter to FHFA Opposing Further GSE G-Fee Increases (Added Signatories)
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Joint Letter to the Agencies, CFPB, FHFA, and NCUA on Proposed AMC Rule Implications
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MBA Testimony to Senate Banking Committee on Small Lender Secondary Market Access
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MBA Testimony to Senate Banking Committee on Government Guarantee of Mortgage-Backed Securities
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MBA Testimony to House Financial Services Committee on the Protect American Taxpayers and Homeowners Act
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MBA Testimony to House Financial Services Committee on the Ability to Repay QM Rule
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MBA Testimony to House Financial Services Committee on FHA Reforms
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MBA Testimony to Senate Banking Committee on FHA Reforms
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Related MBA Events
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School of Mortgage Banking I: October 2025: Online
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School of Mortgage Servicing: October 2025
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Commercial Certified Mortgage Servicer (CCMS) Exam Prep Course: Fall 2025
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School of Mortgage Banking II: November 2025: Online
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Real Estate: November 2025: On Demand
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