Consumer Financial Protection Bureau (CFPB) Origination Issues
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The CFPB administers and enforces the most significant rules governing the mortgage market. It is charged both with regulating the consumer financial legal landscape and promoting consumer financial opportunities. MBA supports both of the Bureau’s
statutory mandates and advocates for improvements and clarifying interpretations on the QM rule, the Loan Originator compensation rule, RESPA servicing rule, TRID, ECOA, and the other key statutes under the Bureau’s authority. We also work to ensure
that the Bureau lays out clear rules of the road to follow rather than try to use enforcement actions to outline industry responsibilities.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter to Financial Stability Oversight Council (FSOC) on Proposed SIFI Designation Guidance
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MBA Joint Comment Letter on CFPB’s Statement of Policy Regarding Prohibition on Abusive Acts or Practices
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MBA Letter to CFPB on the Real Estate Settlement Procedures Act (Regulation X)
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MBA Comment Letter on the CFPB’s Loan Originator Compensation Rules
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MBA Letter to the House Financial Services Committee on the ANS to H.R. 2798, the CFPB Transparency and Accountability Reform Act
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Joint Trades Response to CFPB Fees RFI CFPB
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MBA Letter to CFPB on Fees RFI
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MBA Letter to CFPB on HMDA RFI
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Joint Letter to CFPB on Small Business Lending Data Collection
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MBA Letter to CFPB, OCC, FDIC, NCUA, Federal Reserve on Artificial Intelligence
Related MBA Events
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Commercial Real Estate Basics: Underwriting Retail and Valuation: August 2024
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School of Multifamily Mortgage Banking: August 2024: Washington D.C.
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Adding Reverse Mortgages to Your Business Line: Regulatory/Compliance Considerations
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Understanding the New FHFA and HUD ROV Policy: Implication
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Transforming the Collaboration of Your Mortgage Production Team
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Finding Opportunities with Distressed CRE in 2024
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School of Mortgage Banking I: September 2024: Dallas, TX
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School of Mortgage Banking II: September 2024: Dallas, TX
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School of Mortgage Banking I: October 2024: Online
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School of Loan Origination: October 2024
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