Consumer Financial Protection Bureau (CFPB) Origination Issues
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The CFPB administers and enforces the most significant rules governing the mortgage market. It is charged both with regulating the consumer financial legal landscape and promoting consumer financial opportunities. MBA supports both of the Bureau’s
statutory mandates and advocates for improvements and clarifying interpretations on the QM rule, the Loan Originator compensation rule, RESPA servicing rule, TRID, ECOA, and the other key statutes under the Bureau’s authority. We also work to ensure
that the Bureau lays out clear rules of the road to follow rather than try to use enforcement actions to outline industry responsibilities.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter to CFPB Urging Intake Process Revisions for Complaint Database
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Joint Letter CFPB Seeking LO Comp Rule Clarification on HFA Loans
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MBA Letter to CFPB on Suspending Mortgage Rate Checker Tool
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MBA Letter to CFPB on No-Action Letter Policy
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Joint Letter to CFPB on HMDA Proposed Amendments
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MBA Letter to CFPB on Complaints Database Proposal
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Joint Letter to CFPB on RESPA-TILA Implementation Guidance
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MBA Letter to CFPB on Proposed Changes to Annual Privacy Notice Requirement
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MBA Letter to CFPB on DTI Cure and Correction Procedures for ATR/QM
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Joint Letter to the Agencies, CFPB, FHFA, and NCUA on Proposed AMC Rule Implications
Related MBA Events
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Commercial Real Estate Basics: Underwriting Retail and Valuation: August 2024
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School of Multifamily Mortgage Banking: August 2024: Washington D.C.
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Adding Reverse Mortgages to Your Business Line: Regulatory/Compliance Considerations
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Understanding the New FHFA and HUD ROV Policy: Implication
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Transforming the Collaboration of Your Mortgage Production Team
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Finding Opportunities with Distressed CRE in 2024
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School of Mortgage Banking I: September 2024: Dallas, TX
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School of Mortgage Banking II: September 2024: Dallas, TX
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School of Mortgage Banking I: October 2024: Online
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School of Loan Origination: October 2024
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