Consumer Financial Protection Bureau (CFPB) Origination Issues
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The CFPB administers and enforces the most significant rules governing the mortgage market. It is charged both with regulating the consumer financial legal landscape and promoting consumer financial opportunities. MBA supports both of the Bureau’s
statutory mandates and advocates for improvements and clarifying interpretations on the QM rule, the Loan Originator compensation rule, RESPA servicing rule, TRID, ECOA, and the other key statutes under the Bureau’s authority. We also work to ensure
that the Bureau lays out clear rules of the road to follow rather than try to use enforcement actions to outline industry responsibilities.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter to CFPB on Exploring Special Purpose National Bank Charters for Fintech Companies
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MBA Letter to the CFPB on RESPA Compliance
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MBA Letter to CFPB on Database Dispute Function
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MBA Letter to Senate Banking Committee on CFPB Cordray's Testimony
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MBA Factsheet: New Minimum Standards for Appraisal Management Companies
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MBA Amicus Brief on PHH Case
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MBA Letter to CFPB on RFI Regarding Consumer Complaints Database
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MBA Letter to CFPB on Consumer Complaint Database Normalization
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MBA Letter to CFPB Urging the Agency to Provide Guidance on MSAs
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MBA Letter to Department of Labor on Proposed Overtime Rule
Related MBA Events
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School of Multifamily Mortgage Banking: April 2025: Washington D.C.
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State and Local Workshop
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National Advocacy Conference
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School of Mortgage Banking I: April 2025: Charlotte, NC
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School of Mortgage Banking II: April 2025: Charlotte, NC
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Commercial Real Estate Basics: Underwriting Office and Valuation: April 2025
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School of Mortgage Banking I: May 2025: Online
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School of Mortgage Banking II: June 2025: Online
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School of Loan Origination: June 2025
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School of Mortgage Banking III: June 2025: Online
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