2020 Home Equity Lending Study (2019 Data) - Highlights Publication
Option | Price |
Member | $199.00 |
Non-Member | $399.00 |
This summary publication includes key findings and charts from the 2020 Home Equity Lending Study (2019 data) and is available for purchase. The following charts are included:
ECONOMIC OVERVIEW:
- Owner's Equity in Real Estate and Home Equity Debt Outstanding
- Residential Investment
- Home Price Appreciation
- Consumer Spending
- Personal Savings Rate
- Cash-Out Share and the 30-Year Fixed Rate
- Rate History and Forecast
- Benchmark Rates for Home Equity Lending
STUDY HIGHLIGHTS:
- Challenges
- Initiatives
OPERATING STRUCTURES:
- Which Area Manages the HELOC/HE Loan Originations Business?
- Loan Origination Systems
- Which Area Manages the HELOC/HE Loan Servicing Business?
- Loan Servicing Systems
COMMITMENTS (ORIGINATIONS):
- HELOC and HE Loan Commitment Volume by New Account vs. Renewal/Refinance
- Total Commitment Volume by First Contact with Borrower
- Total Commitment Volume by Borrower Usage
- Total Commitment Volume by Valuation Method
- Loan-to-Value Ratios
- Average FICO Scores
- Pull-Through Rates
- Processing Times
HELOC UTILIZATION:
- HELOC Utilization Rates (Outstandings/Commitments) for Recent Vintage Years
- HELOC Utilization Rates (Total Outstandings/Commitments) for Total Commitments
- HELOC Account Status
- Zero-Balance HELOC Accounts by Contractual Commitment Limit
- Maximum-Funded HELOC Accounts by Contractual Commitment Limit
HELOC AND HE LOAN OUTSTANDINGS: FINANCING TERMS AND PERFORMANCE:
- HELOC and HE Loan Outstandings: % Change from Beginning of Year to Year-End
- HELOC Servicing Portfolio Mix
- Index for HELOC Variable Rate Adjustments
- HELOC Contractual Commitment Limits
- HELOC Contractual Total Term
- HELOC and HE Loan: Average Life from Origination to Payoff
- HELOC and HE Loan: Delinquency and Foreclosure Rates
GROWTH EXPECTATIONS:
- HELOC and HE Loan Commitments: Growth Expectations
- HELOC and HE Loan Outstandings: Growth Expectations
For questions on ordering the summary publication, contact [email protected] or call 202-557-2916.
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