Ruth Van Veldhuizen

Ruth Van Veldhuizen is Senior Counsel in the Office of Regulations at the Consumer Financial Protection Bureau (CFPB). Van Veldhuizen is the team lead for the CFPB’s Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties (Regulation X) Proposed Rule. She serves as the office staff contact for Regulation X and provides interpretive guidance on HMDA, the FCRA, and their implementing regulations. She has also worked on rulemakings and projects related to credit reporting and mortgage origination. Before joining the Office of Regulations, Van Veldhuizen worked in the CFPB’s Office of Consumer Response and Office of Supervision Policy. Prior to her government service, Ruth practiced law for several years in the private sector.