LITIGATION FORUM TRACK: Key State Cases and Fair Lending

Simon A. Fleischmann

Partner, Locke Lord LLP

Simon Fleischmann is Deputy Chair of Locke Lord’s national Financial Services Litigation Practice Group. He advises banks and non-bank financial services providers in complex litigation and regulatory enforcement matters across the country. He has tried jury and non-jury cases, argued in federal and state courts of appeal, and effectively responded to investigations by the Consumer Financial Protection Bureau and the Illinois Attorney General. Most of the matters Fleischmann handles involve consumer-related operations, such as loan origination and modification practices, payment application procedures, website accessibility, online payment fees, collateral preservation procedures, default servicing procedures, debt collection, outbound calling practices and related technology.

Brian McGrath

Partner, Hinshaw & Culbertson LLP

Brian McGrath counsels companies on a wide range of complex commercial legal issues. The co-chair of the firm's Consumer Financial Services Practice Group, he has helped clients navigate litigation involving financial services, intellectual property, antitrust, and white collar criminal investigations throughout his career. An outside-of-the-box thinker, Brian partners with his clients to provide them with simple, tailored solutions for their legal problems. In recent years, Brian has leveraged his broad experience to focus on serving clients in the financial services industry. He works with a number of financial institutions—including mortgage loan servicers—regarding lender liability and consumer protection statues. He also handles complaints concerning the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), as well as regulatory issues involving Consumer Financial Protection Bureau (CFPB) enforcement actions

Tori Shinohara

Partner, Mayer Brown LLP

Tori Shinohara is a partner in Mayer Brown’s Washington DC office and a member of the Consumer Financial Services group. She practices in the areas of mortgage banking and consumer finance, and concentrates on representing clients in connection with federal and state government enforcement matters and counseling clients on compliance with federal and state consumer financial protection laws and regulations, including the Equal Credit Opportunity Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Fair Housing Act, the Home Mortgage Disclosure Act, the Servicemembers Civil Relief Act, the Truth in Lending Act and federal and state prohibitions against unfair, deceptive, or abusive acts or practices. Tori also assists clients with performing regulatory compliance due diligence in connection with investments or acquisitions related to consumer financial products, such as mortgage loans, auto loans, student loans, consumer loans and retail installment contracts. Tori represents a broad range of clients, including financial institutions, mortgage lenders and servicers, consumer finance companies and secondary market participants.