COMPLIANCE CONVERSATIONS TRACK: Loan Originator Compensation (Closed to Media)

Alisha Sears

Director, Regulatory Counsel, Mortgage Bankers Association

Alisha Sears is Director and Regulatory Counsel in the Residential Policy and Strategic Industry Engagement Department at the Mortgage Bankers Association. Sears covers legal issues, trends in litigation, and regulatory compliance matters, and staffs the Legal Issues and Regulatory Compliance Committee and the Regulatory Compliance Subcommittee. Prior to joining the MBA, Sears was with the Conference of State Bank Supervisors (CSBS). Sears is a member of the Maryland State Bar Association, the American Bar Association’s Banking Law Committee, and Women in Housing and Finance.

Jim M. Milano

Attorney at Law, McGlinchey Stafford

Jim is a partner in the Washington, D.C. office of McGlinchey Stafford – a law firm serving the financial services industry and other corporate and commercial clients. Jim's practice focuses on the financial services industry in connection with regulatory compliance and transactional matters, particularly with respect to federal and state consumer finance and mortgage banking law issues. Jim represents and advises mortgage companies, consumer finance companies, financial institutions and secondary market investors on issues related to their lending and investment operations. Among other subjects, Jim is nationally recognized as one of the nation's leading lawyers in the area of reverse mortgage law.

Steve vonBerg, CMB

Counsel, Orrick, Herrington & Sutcliffe, LLP

Steve vonBerg is Counsel in the Washington, D.C., office of Orrick and an MBA Certified Mortgage Banker (CMB). Combining his legal skills with insights gleaned from seven years in the mortgage industry as a loan officer and underwriter, he delivers practical, business-oriented advice on regulatory compliance matters to bank and nonbank mortgage lenders and mortgage servicers. Mr. vonBerg’s practice is focused on the full spectrum of federal mortgage lending laws, particularly those that have come out of the Consumer Financial Protection Bureau (CFPB), including the Loan Originator Compensation rule, the Ability-to-Repay and Qualified Mortgage (ATR/QM) rule, and RESPA Section 8.