APPLIED COMPLIANCE TRACK: RESPA Section 8 (Closed to Media)

Alisha Sears

Director, Regulatory Counsel, Mortgage Bankers Association

Alisha Sears is Director and Regulatory Counsel in the Residential Policy and Strategic Industry Engagement Department at the Mortgage Bankers Association. Sears covers legal issues, trends in litigation, and regulatory compliance matters, and staffs the Legal Issues and Regulatory Compliance Committee and the Regulatory Compliance Subcommittee. Prior to joining the MBA, Sears was with the Conference of State Bank Supervisors (CSBS). Sears is a member of the Maryland State Bar Association, the American Bar Association’s Banking Law Committee, and Women in Housing and Finance.

Suzanne Garwood

Managing Director, Associate General Counsel, Chase

Suzanne Garwood is Executive Director and Associate General Counsel in JPMorgan Chase’s mortgage banking department where she assists with the bank’s compliance related to mortgage production. Prior to joining Chase, Garwood was outside counsel at two Washington, DC-based law firms. While in private practice, she advised her clients with respect to compliance with consumer protection laws and advocated for her clients before the Consumer Financial Protection Bureau and Congress.

Jason W. McElroy

Partner, Saul Ewing

Jason represents financial services companies located nationwide. Jason has obtained verdicts and judgments in jury trials, bench trials, and arbitration proceedings throughout the country, and regularly represents clients in class actions and complex litigation in federal and state courts. Jason represents clients in a wide range of matters, including consumer protection statutes, unfair trade practices, the False Claims Act, the Program Fraud and Civil Remedies Act, trade secrets disputes, business and contract disputes, and financial and consumer regulatory statutes such as RESPA, TILA, and TCPA.

Matthew Sheldon

Partner, Co-Chair of the Banking & Consumer Financial Services Practice, Goodwin

Matt Sheldon counsels many of the nation’s largest banks, mortgage lenders, and fintech companies on their most sensitive regulatory, enforcement, and litigation matters. His practice focuses on helping those clients successfully align their business goals and strategies within the complex framework of federal and state regulatory requirements. Much of his work centers on assisting clients with their regulatory relationships, whether in the examination, investigation, or enforcement context. Sheldon is a partner in Goodwin’s Consumer Financial Services Litigation practice and he serves as co-chair of Goodwin’s Banking and Consumer Financial Services practice. He is also the Head of Goodwin’s Litigation Practice for the Washington, DC office. Sheldon regularly represents financial institutions facing regulatory proceedings and government investigations by federal and state administrative agencies, including the Consumer Financial Protection Bureau (CFPB), the Department of Housing and Urban Development (HUD), the Federal Deposit Insurance Corporation (FDIC), and state attorneys general. He also provides fair lending and regulatory compliance advice, including representing clients on matters relating to federal banking and consumer finance regulations, such as the FCRA, ECOA, RESPA, TILA and FDCPA, as well as state banking and consumer protection statutes. In the litigation context, his practice focuses on defending financial service providers facing significant litigation matters, including class actions, in federal and state courts across the nation.

David K. Stein, Esq.

Partner, Taft Stettinius & Hollister LLP

David K. Stein is a partner at Taft, Stettinius & Hollister and maintains a national practice in Banking and Consumer Financial Services. For nearly 20 years, David was general counsel for a top fifty lender and now represents and defends institutions of all sizes against claims arising from TILA, RESPA, ECOA, FCRA, GLBA, and other state and federal-related matters. David is the author of MBA's Social and Digital Media Compliance Guide and counsels lenders facing issues related to loan origination and servicing, marketing and sales practices, state and federal regulatory investigations and examinations, privacy and data security, and the defense of legal and administrative claims. He is a frequent speaker and thought leader on RESPA, Fair Lending, BSA/AML, UDAAP and compliance management