POLICY & COMPLIANCE TRACK: Government Policy and Process Update in a New Administration

Director, Loan Administration, Mortgage Bankers Association

Brendan Kelleher is Associate Director of Loan Administration at the Mortgage Bankers Association (MBA) where he manages MBA’s legislative and regulatory strategy for residential loan administration and worked with federal housing regulators, investors, and guarantors to improve and streamline servicing requirements. Prior to joining MBA, Brendan worked at Rocket Central as Director, Public Policy overseeing external relations and mortgage policy advocacy. Before joining Rocket Central and MBA, Brendan began his career at Rocket Mortgage as the FHA Servicing Product Manager managing the implementation of FHA servicing policy.

Acting Executive Vice President and Chief Operating Officer, Ginnie Mae

Gregory A. Keith is Ginnie Mae’s SVP & Chief Risk Officer. In this capacity, he manages the corporation’s counterparty, credit, market, operational and cyber risk. Keith has more than 30 years of experience in the financial services industry, focused primarily on mortgage and asset backed finance. Prior to Ginnie Mae, Keith spent nine years in various roles at Fannie Mae. In 2001, Keith came to Fannie Mae from First Union Bank, where he was the Chief Operating Officer for the Structured Products Group of the Corporate and Investment Bank. In the past, Keith also served as a Manager at KPMG Consulting, focusing on the execution of strategic, financial, and operational engagements. Prior to joining KPMG, Keith worked as a F, P & A Analyst at American Residential Mortgage.

General Deputy Assistant Secretary, FHA, U.S. Department of Housing and Urban Development

Executive Director, Single-Family Housing Guaranteed Loan Program, USDA Rural Development

Ingrid Ripley is the Executive Director for Single-Family Housing Guaranteed Loan Program (SFHGLP) for the USDA Rural Housing Service and directs a guaranteed portfolio of $114B. Ripley has over 38 years experience in performance management, strategic planning, loan administration, risk management and primary/secondary financial service markets operations for both public and private sectors. She is recognized for her expertise executing multi-million-dollar multifaceted contracts delivering transformative technology lending platforms, and extensive experience leading reorganizations and initiatives for USDA. Ripley has led multiple Small Business Administration (SBA) high-risk mission-critical contract transitions of innovative loan origination platforms.

Senior Servicing Program Manager, Consumer Financial Protection Bureau (CFPB)

Beth has more than 12 years of experience in housing policy, specializing in mortgage servicing, credit risk and credit policy. Currently, Beth serves as Sr. Servicing Program Manager in the office of Mortgage Markets at the CFPB. She works to develop policies and strategies that address market needs for consumer financial products and services. Beth’s prior work includes federal regulation and oversight at the Federal Housing Finance Agency, ensuring the regulated entities fulfill their mission by operating in a safe and sound manner to serve as a reliable source of liquidity and funding for the housing finance market throughout the economic cycle. Prior to FHFA, Beth worked at the US Department of Treasury in the Office of Financial Stability on the Making Home Affordable Program (MHA) and served as a key advisor in the development and implementation of the federally funded, national loss mitigation and foreclosure prevention programs.