Safeguarding Your Mortgage Business Against Costly Natural Disaster Risks and Attracting Opportunities
| Member Price | $0.00 |
| Non-Member Price | $399.00 |
About the Event
Recent research shows that properties in high-risk flood zones have seen mortgage delinquency rates rise by 1.8 percentage points post-disaster, with impacts lasting over two years. The housing finance industry faces mounting challenges in assessing and managing the financial risk posed by the increased frequency and severity of natural disasters such as floods, wildfires, and hurricanes.
Join MBA Education and industry experts for an exploration of the growing impact of natural disaster and extreme weather risks on the mortgage and housing markets. In this webinar, panelists will examine how the market currently underwrites disaster risk in mortgages, focusing on emerging trends in the insurance market and the financial implications for lenders and borrowers alike.
This discussion will provide steps on how mortgage bankers can adapt to the evolving expectations of investors and GSEs, who are increasingly integrating disaster risk into their underwriting and investment frameworks. Presenters will highlight innovative services and opportunities for mortgage bankers to better support their clients. These include staying competitive and aligning with consumers’ and investors’ demand for more sustainable and resilient housing solutions, such as offering green mortgage products and resilience-focused loans.
Date/Time
- Wednesday, January 29 (2:00 PM - 3:00 PM ET)
Objectives
- Evaluate the financial impacts of natural disasters on mortgage delinquency rates and the long-term implications for the housing finance industry
- Examine current approaches to underwriting disaster risk in mortgages and emerging trends in the insurance market
- Explore the evolving expectations of investors and GSEs regarding the integration of disaster risk into underwriting and investment frameworks
- Identify innovative services and strategies, such as green mortgage products and resilience-focused loans, to support clients and meet demands for sustainable housing solutions
Experience Level
- Entry-Level
- Intermediate
Target Audience
- Loan Originators
- Loan Analysts/Underwriters
- Loan Closers
- Credit and Risk Officers
Speaker(s)
- Moderator: Holly Li, Net Zero Finance Program Director, Ceres Accelerator
- Jaclyn de Medicci Bruneau, Insurance Director, Ceres Accelerator & NAIC Consumer Representative
- George Gallagher, Senior Leader, Principal, Climate Risk, Natural Hazard and Spatial Solutions, CoreLogic
- Leighton Hunley, Principal and Financial Consultant, Milliman
- Charles Hu, Supervisory Financial Analyst, FHFA