OPENING GENERAL SESSION: Economic and CRE Market Outlook (CPE 1.5)

2025 MBA Chair-Elect; Executive Vice President, Chief Credit Officer & Chief Operating Officer, M&T Realty Capital Corporation

Christine Chandler has been with M&T since 1991 and has more than 30 years of experience in commercial real estate finance. Since 2018, she has been responsible for making credit decisions for M&T RCC multifamily and healthcare transactions underwritten in the Fannie Mae and Freddie Mac (Agency) and Federal Housing Administration (FHA) platforms as well as managing the company’s operations and its Asset Management Group and Transformation team. Prior to that, Chandler served 13 years as the M&T RCC Chief FHA Underwriter, was a senior Fannie Mae DUS Underwriter, and previously spent several years managing the closing and delivery for FHA and Ginnie Mae transactions. Chandler has also served as a relationship manager in the company’s commercial real estate division, focusing on construction and permanent portfolio lending. Active in various committees and groups related to the mortgage banking industry, Chandler is a voting member of MBA’s Board of Directors, served as the 2023 Chair of MBA’s Commercial Real Estate/Multifamily Finance Board of Governors (COMBOG), and was appointed to MBA’s Audit Committee in 2021. She is a sought-after speaker at industry conferences and is a passionate advocate for mPower, MBA Promoting Opportunities for Women to Extend their Reach, the largest networking organization for women in real estate finance.

Senior Vice President, Enterprise! Technology Business Director, PNC Real Estate

Mr. Spellins is the technology business director for Enterprise!, where he leads a talented team of professionals dedicated to advancing PNC Real Estate’s industry-leading technology platform, delivering innovative and cost-effective loan servicing solutions to the commercial real estate finance industry. Randy has spent his career envisioning, designing, and implementing large scale banking solutions and has a proven track record of achieving strategic operational efficiency and risk mitigation goals. Randy has experience in bank lending and servicing solutions, including commercial banking, commercial real estate, equipment finance, and nonperforming assets. Before joining PNC, he held positions at Univest Financial Group and Ernst and Young. He received a BS in Business Administration and Accounting and Computer Information Systems from the University of Arkansas in 1988.

Associate Vice President, Commercial/Multifamily Research, Mortgage Bankers Association

Reginald (Reggie) Booker is Associate Vice President of Commercial/Multifamily Research at the Mortgage Bankers Association. In this role, Reggie handles MBA's research on the commercial and multifamily real estate markets. His work covers the macro-economy, commercial and multifamily property markets, commercial and multifamily real estate finance, servicing, mortgage banking benchmarking and more. Reggie also oversees MBA's commercial peer business roundtables including CFOs, CTOs, Marketing, and HR heads, and leads special MBA projects, including its CREF Careers and helps with MBAs Diversity and Inclusion program. His work on the commercial real estate finance markets are regularly cited in the media, on Capitol Hill and in regulatory settings.

Senior Vice President of Commercial/Multifamily Policy and Strategic Industry Engagement, Mortgage Bankers Association

Jamie Woodwell is Senior Vice President of Commercial/Multifamily Policy and Strategic Industry Engagement at the Mortgage Bankers Association (MBA), where he oversees the association’s public policy and member engagement efforts across all commercial real estate finance sectors, working closely with member leaders and staff to advance MBA members’ business and policy objectives Jamie and his work are regularly cited in the media, on Capitol Hill and in regulatory settings. He is a regular speaker at industry and corporate events; has appeared on CNBC, Bloomberg and in other popular and trade press; and testified before the Congressional Oversight Panel for TARP. Jamie initiated many of MBA's research activities and created MBA's Peer Business Roundtables. He co-founded MBA’s CREF Careers program. Woodwell joined MBA in 2004, and most recently served as Vice President and Head of Commercial Real Estate Research, where he oversaw the association’s economic research and analysis covering commercial and multifamily real estate finance markets. He has also served as senior director of business development at CapitalThinking in New York, research director at the WMF Group in Virginia, and research manager at the National League of Cities in Washington, D.C. Jamie is a member of the Urban Land Institute, the American Real Estate and Urban Economics Association and other professional and industry groups and a past member of the Counselors of Real Estate. He has served on various advisory groups, particularly around climate change and ESG, including for the National Institute of Building Sciences, Fannie Mae and Bright Power. Jamie received his bachelor's degree in economics and American studies from Brown University in Providence, Rhode Island. He earned his master's degree in urban and regional planning from the Graduate School of Public and International Affairs at the University of Pittsburgh.