Ginnie Mae Policies and Programs
Share to
Ginnie Mae serves as the backbone of the government lending market, as it attracts funds from the global capital markets to facilitate mortgages provided to low- and moderate-income borrowers, servicemembers and veterans, and rural households. It does
so by providing a full-faith-and-credit federal guaranty on securities backed by loans insured or guaranteed by FHA, VA, and USDA. As Ginnie Mae's outstanding volume of guaranteed securities has nearly doubled in the past decade, the importance of
ensuring its well-functioning operations has only risen. MBA has advocated for funding that supports technological enhancements and platform improvements at Ginnie Mae, as well as for policies that ensure smooth market functioning and set transparent
expectations of issuers.
Recent MBA Activity Related to Secondary and Capital Markets Issues
-
Joint Letter to Senate Budget Committee on Legislative Amendments to Prevent G-Fee Use to Offset Unrelated Spending
-
MBA Letter to FHFA on FHLB Membership Proposal
-
MBA Letter Urging FHFA to Consider Alternative Credit Score Models
-
MBA Letter to FHFA on Proposed Enterprise Housing Goals
-
MBA Letter to FHFA on the GSEs Recommendations for Seller/Servicer Auditor Rotation
-
MBA Letter to Moody's on Proposed MBS Credit Rating Model
-
MBA Letter to FHFA Supporting GSE Single MBS
-
MBA Letter to FHFA on Strategic Plan 2015-19
-
MBA Letter to FHFA Opposing Arbitrary G-Fee Increases or LLPAs
-
MBA Letter to FHFA on PMIERs Proposal
Ginnie Mae EBO Securitization: A Market-Based Solution to Mitigate Issuer Liquidity Risk
Read MBA's proposal to develop a new, private sector source of liquidity and a discussion of its benefits.