Consumer Financial Protection Bureau (CFPB) Origination Issues
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The CFPB administers and enforces the most significant rules governing the mortgage market. It is charged both with regulating the consumer financial legal landscape and promoting consumer financial opportunities. MBA supports both of the Bureau’s
statutory mandates and advocates for improvements and clarifying interpretations on the QM rule, the Loan Originator compensation rule, RESPA servicing rule, TRID, ECOA, and the other key statutes under the Bureau’s authority. We also work to ensure
that the Bureau lays out clear rules of the road to follow rather than try to use enforcement actions to outline industry responsibilities.
Recent MBA Activity Related to Consumer Financial Protection Bureau (CFPB) Issues
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MBA Letter to BCFP on ANPR on Consumer Access to Financial Records
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MBA Letter to BCFP on Role of Supervisory Guidance
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MBA Letter to CFPB on RFI on ECOA
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Joint Letter to CFPB on Escrow Repayment
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MBA Letter to CFPB on Seasoned QM Loan Definition
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MBA Letter to CFPB on General QM Loan Definition
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MBA Letter to BCFP on Advisory Opinion Program
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Joint Letter to CFPB on RFI on ECOA
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MBA Letter to CFPB on QM Extension of Sunset Date
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MBA Letter to CFPB on Facilitating the LIBOR Transition
Related MBA Events
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School of Loan Origination: October 2025
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School of Mortgage Banking I: October 2025: Online
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School of Mortgage Banking II: November 2025: Online
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Commercial Real Estate Basics: Introduction to Commercial/Multifamily Real Estate: November 2025: On Demand
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School of Multifamily Property Inspections: November 2025: Online
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