MISMO Introduces SMART Doc® V3 Sample Package Resource to Facilitate Enhanced Data Exchange Methods

WASHINGTON, D.C. (March 6, 2025) – MISMO®, the real estate finance industry's standards organization, today announced the publication of the SMART Doc® V3 Sample Package. This resource is part of MISMO’s larger effort to modernize the industry’s data exchange methods by facilitating broad adoption of SMART Docs® beyond the eNote.

“This new resource represents an important step toward perfecting data security and reliability for the various parties across the industry,” said MISMO Acting President Rick Hill.

The SMART Doc® V3 Verifiable Profile specification allows document data to travel with the PDF and to be automatically verified with the document image, providing assurance that loan documents and associated data are consistent, reliable, and unaltered. Candidate documents for the sample package were selected from existing MISMO Standard Datasets where there is value in verifying the document data.

The MISMO SMART Doc® V3 Verifiable Profile Specification served as the base to create the following samples for use by implementers:

MISMO’s work to solve key business challenges is made possible by its members, champions, sponsors, and lender support through the Innovation Investment Fee. Visit MISMO.org to learn how to get involved.