Regulatory Compliance Subcommittee

The Regulatory Compliance Subcommittee identifies, studies and evaluates key regulatory requirements and challenges, and provides policy guidance as appropriate.

MBA Subcommittee Staff Representative:
Justin Wiseman (202) 557-2854
[email protected]

Chair: Melissa Koupal
Senior Vice President, Loan Integrity
loanDepot.com

Vice Chair: Jerra Ryan
Senior Vice President, Compliance
First Choice Loan Services, Inc.

Join the Committee

If you would like to get more involved in MBA, consider volunteering for this or one of MBA's other residential committees. Any employee of an MBA residential member company or a select or premier level associate member company may join one or more of these committees.

Get Started: Login to see a full list of committees and councils that you are eligible to join, as well as groups you have already joined. Scroll through the list of your options and click "Join" next to this committee to be added to the roster.

More About Residential Committees

What do the residential committees do? Actually, they perform a number of functions. In conference calls, emails and in-person meetings, they advance MBA's national/federal advocacy agenda by providing a forum for the analysis of legislative, regulatory or industry issues. They also serve as a means to inform Association staff of any emerging real estate finance issues. They are one of the primary means through which Association policy is developed. The committees are also communications tools for professionals within the industry. Lastly, the residential committees are also a method by which future MBA leaders are identified and developed.

Regulatory Compliance Subcommittee Members

  • H. Burton Burton Embry, CMCP
    Chair
    EVP - Chief Compliance & Risk Officer

    Las Vegas, NV
  • Marcus Adams
    Senior Compliance Consultant
    M&T Bank Corporation
    Buffalo, NY
  • Ojoye Akane
    LOAN CONSULTANT
    loanDepot.com, LLC
    Austin, MN
  • Lauren Alexander
    Compliance Advisor III
    Commerce Bank
    Kansas City, MO
  • Scott Alexander
    Chief Risk Officer
    Assurance Financial
    Baton Rouge, LA
  • Danette Alfonso
    Deputy General Counsel
    Lennar Mortgage
    Miami, FL
  • Janis Allen
    Senior Vice President-Regulatory Counsel
    PennyMac Financial Services, Inc.
    Moorpark, CA
  • Joseph Allen
    Mortgage Documentation Supervisor
    First American Bank
    Bloomingdale, IL
  • Marty Allred
    Chief Compliance Officer
    American Pacific Mortgage Corporation
    Roseville, CA
  • Robert Anderson
    General Counsel
    Moria Development, Inc. dba Peoples Mortgage Company
    Tempe, AZ
  • Lizette Arancibia
    Compliance
    Navy Federal Credit Union
    Vienna, VA
  • Brandi Aranda
    Compliance Specialist
    Mortgage Financial Services, LLC
    Baton Rouge, LA
  • Melissa Arant
    SVP/Director Multi Cultural & Affordable Lending
    Associated Bank
    Milwaukee, WI
  • Derek Armer
    External Affairs Manager
    Veterans United Home Loans
    Columbia, MO
  • Marc L. Aronson
    President & CEO
    Pennsylvania Association of Notaries (PAN)
    Pittsburgh, PA
  • Steven Autieri
    VP/ Attorney Vendor Manager
    Citizens Bank
    Johnston, RI
  • Sara Avery
    Chief Risk Officer
    Cenlar FSB
    Ewing, NJ
  • Amy Azorandia, CMB
    SVP, Mortgage Compliance
    Firstrust Bank
    Horsham, PA
  • Cindy Baird
    EVP Operations
    Nations Lending Corp
    Independence, OH
  • Kristin Bajor
    Chief Compliance Officer
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Teri Balderson, CMCP
    HL Operations Supervisor
    Umpqua Bank
    Portland, OR
  • Joshua Barraza
    Default Manager
    Utah Housing Corporation
    West Valley City, UT
  • Ericka Bartsch
    Senior Director
    SitusAMC
    Washington, DC
  • Steven Baum
    VP & Associate General Counsel
    Reliance First Capital, LLC
    Melville, NY
  • Betsy Bayer McMahon
    Associate Compliance Director
    Western Alliance Bank
    Phoenix, AZ
  • Casey Beal
    Mortgage Origination Compliance Manager
    Arvest Bank
    Rogers, AR
  • Jo Behrensen
    Compliance Risk Manager
    Truist
    Greensboro, NC
  • Parker Bell
    Manager - Government Relations
    PennyMac Financial Services, Inc.
    Westlake Village, CA
  • Jackson Benefield
    AVP Home Equity Product Owner
    Pentagon Federal Credit Union
    Alexandria, VA
  • Kim Benzing
    Compliance & CRA Officer
    First Federal Savings Bank
    Rochester, IN
  • Alan Bercovitz
    Founder
    TheComplete1003.com
    Pompano Beach, FL
  • Carol I. Berger, AMP
    VP | Business Operations
    Verity Global Solutions, LLC
    San Antonio, TX
  • Cynthia Berman, Esq. , Esq.
    EVP, Chief Compliance Officer & Regulatory Counsel
    Freedom Mortgage Corporation
    Marlton, NJ
  • Gifford Alan Berryman, CMCP
    Mortgage Loan Quality Control Supervisor
    Centennial Bank
    Conway, AR
  • Judson Bibby
    Internal Audit Manager
    PennyMac Financial Services, Inc.
    Westlake Village, CA
  • Nickie Bigenho
    Vice President Operations
    BOK Financial
    Tulsa, OK
  • Amy Birkins
    Manager - Credit
    Ameriprise Bank, FSB
    Minneapolis, MN
  • John Blackwell, CRU
    Manager of Quality Control & Client Resolution
    Quest Advisors, Inc.
    Durham, NC
  • Madonna Blanchard, Esq.
    General Counsel
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Judy Blank
    Chief Compliance Officer
    Luminate Home Loans
    Minneapolis, MN
  • Jeff Bloch
    Vice President, Deputy Director, Regulatory Affairs
    U.S. Bank Home Mortgage
    Washington, DC
  • Marissa Blundell
    Senior Compliance Counsel
    Cardinal Financial Company
    Charlotte, NC
  • Robin Bonnell
    Chief Compliance Officer
    SWBC Mortgage
    San Antonio, TX
  • Justin Bonnick
    Staff Attorney

    Rumford, RI
  • Blake Boss
    EVP / Head of Sales
    ActiveComply, LLC
    Orlando, FL
  • Nathan Boucher
    Vice President Associate General Counsel
    RoundPoint Mortgage Servicing LLC
    Fort Mill, SC
  • Monique Boudreaux
    Vice President
    Citibank, NA
    Irving, TX
  • Myrtle Bowles-Scott
    Chief Compliance Officer, General Counsel
    Texas Bank Financial
    Fort Worth, TX
  • Erin Brady
    General Counsel
    Stockton Mortgage Corporation
    Frankfort, KY
  • Carmelo D. Bramante
    Managing Director
    CDB Consultancy LLC
    Washington, DC
  • Edward Brennan
    Chief Compliance Officer
    Union Home Mortgage
    Strongsville, OH
  • Latrice Brown, RCMS
    Quality Testing Supervisor
    Cenlar FSB
    Ewing, NJ
  • Melissa Brown
    UW/PC Auditor
    Homespire Mortgage Corporation
    ,
  • Rebecca Bruggeman
    Chief Compliance Officer
    Ony Glo, Inc Dba. OGI Mortgage Bankers
    SANTA ANA, CA
  • Michael Brumble, CMT
    VP, Risk Management
    Security National Mortgage Company
    Salt Lake City, UT
  • Andrew Budish
    Director and Senior Counsel
    Discover Bank
    Riverwoods, IL
  • Melissa Buhler
    Mortgage Operations Director
    Old National Bank
    Madison, WI
  • Holly Spencer Bunting
    Partner
    Mayer Brown LLP
    Washington, DC
  • jessica burg
    Compliance Manager
    AmeriHome Mortgage, a Western Alliance Bank Company
    Thousand Oaks, CA
  • Alisha Burge
    Byte Manager
    First Federal Bank a Subsidiary of Southeastern Financial, Inc.
    Tuscaloosa, AL
  • Justine Cannon
    Investor Relations Advisor
    USAA Federal Savings Bank
    San Antonio, TX
  • Patrick Cannon
    VP, Senior Managing Regulatory Counsel
    Selene Finance
    Houston, TX
  • Elizabeth Carroll
    Executive Director, Agency Relations
    Chase
    Columbus, OH
  • Erin Castro
    SVP, Senior Counsel
    Rate (formerly Guaranteed Rate)
    Chicago, IL
  • David Cavanaugh
    Fair Banking Manager
    Glacier Bancorp, Inc.
    Kalispell, MT
  • Laura Cervantes
    Director - Mortgage Servicing Oversight
    Ally Bank
    Charlotte, NC
  • Eric Chader
    Senior Vice President, Government Affairs
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Jennifer Chandler, CRU
    New Hire Training Manager
    New American Funding
    Dallas, TX
  • Aaron Chastain, AMP
    Partner
    Bradley
    Birmingham, AL
  • Aaron Chatmon
    AVP, Corporate Counsel
    Lennar Mortgage
    St. Petersburg, FL
  • Kaya Chavez
    Corporate Credit Policy Manager
    CMG Financial
    San Ramon, CA
  • Blake Chavis
    VP, Associate General Counsel
    Flagstar Bank, N.A.
    Severna Park, MD
  • Erin Chiles
    Risk Manager
    Lake Michigan Credit Union
    Grand Rapids, MI
  • Amy Christoff
    Vice President, Lending Compliance
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Jodi M. Cigler-Farrell
    Specialist Leader
    Deloitte
    Jacksonville, FL
  • Lisa Clapp, CMCP
    Senior Analyst, Regulatory Risk
    Freedom Mortgage Corporation
    Fishers, IN
  • Shaunda Clark
    Chief Financial Officer
    AmeriNational Community Services, LLC dba AmeriNat
    Las Vegas, NV
  • Danni Cobb
    AVP, Secondary Marketing
    Starboard Financial Management LLC
    Gilbert, AZ
  • Malinda Colerick
    Mortgage Director Operations
    Keesler Federal Credit Union
    Gulfport, MS
  • Jill Compton
    VP Senior Manager | WPB Compliance
    HSBC Bank USA, N.A. (Residential)
    Chicago, IL
  • Kim M Conroy
    SVP QC & Operational Compliance Officer
    Berkshire Bank
    Pittsfield, MA
  • Kerry Cooper
    Compliance/AML Officer & Quality Control
    CLM Mortgage, Inc
    Spring, TX
  • Debra Copeland
    CCO
    Fay Servicing, LLC
    Chicago, IL
  • John A. Cosculluela, Sr. , CMB
    CEO and President
    American BancShares Mortgage LLC
    Miami Lakes, FL
  • Jeremy Costello
    Compliance Consultant
    Wolters Kluwer
    Minneapolis, MN
  • Jerry Crabtree
    Sr. Manager, Compliance & Fair Lending
    Gateway First Bank
    Jenks, OK
  • Melissa Croom
    Vice President
    MidFirst Bank
    Oklahoma City, OK
  • Michelle Cross
    Consumer Lending RCA Professional
    U.S. Bank Home Mortgage
    Bloomington, IL
  • Stephanie Crouch
    Servicing Compliance Manager
    loanDepot.com, LLC
    Irvine, CA
  • Erica Curry
    Senior Lead Business Execution Consultant
    Wells Fargo Home Mortgage
    Fort Mill, SC
  • Detta Cutright
    Executive Director, Bus. Dev./Client Relations
    Weiner Brodsky Kider PC
    Washington, DC
  • Alex Dalrymple
    Sr. Assistant Vice President - Compliance
    NewDay Financial, LLC
    West Palm Beach, FL
  • Kathryn Damon
    VP Compliance Officer
    M/I Financial LLC
    Columbus, OH
  • Ashley Daniels, RCMS
    Director, Mortgage Lending
    Publix Employee Federal Credit Union
    Lakeland, FL
  • Sonya Danielson
    Compliance Director
    First State Mortgage Services, LLC
    Bloomington, IL
  • Laura Kate Davis
    QC Verify LLC
    BRENTWOOD, TN
  • Ben Decker
    Director, Mortgage Loan Processing
    Zillow Home Loans
    Irvine, CA
  • Samir Dedhia
    CEO
    One Real Mortgage Corp.
    Iselin, NJ
  • Brenda Deets
    Community Lending
    Citizens Bank
    Glen Allen, VA
  • Jeanne DeLormier
    QC Servicing and Special Audit Manager
    Quest Advisors, Inc.
    Durham, NC
  • Emma Demain
    Quality Assurance Specialist
    USAA Federal Savings Bank
    San Antonio, TX
  • Michael W Dendas
    Senior Manager
    Zillow Home Loans
    Irvine, CA
  • Cynthia Dexter, Esq.
    Senior Associate General Counsel
    Vanderbilt Mortgage and Finance, Inc.
    Maryville, TN
  • Josh Diepenhorst
    Business Development
    Legacy Mutual Mortgage
    San Antonio, TX
  • Patti Dietz, Jr.
    Lennar Mortgage
    Tempe, AZ
  • Jason Louis Drazic
    Mortgage Help Desk Manager
    NVR Mortgage Finance, Inc.
    Canonsburg, PA
  • Scott Driza
    Product Manager
    ICE Mortgage Technology
    Pleasanton, CA
  • Tommy A. Duncan, CMT
    QC Verify LLC
    Brentwood, TN
  • James Craig Dye, AMP
    Vice President of Residential Direct Lending

    Wichita, KS
  • Lisa Dziedzic
    Director of Compliance & Quality Control
    Hunt Mortgage Corporation
    Buffalo, NY
  • Jessi Enghauser
    Director, Head of Agency and MI Relations
    Citibank, NA
    O Fallon, MO
  • Jeanne P. Erickson
    Specialized Consulting Manager
    Wolters Kluwer
    Saint Cloud, MN
  • John Faheem, MBA
    National Executive
    Altisource Portfolio Solutions, Inc.
    Huntington Beach, CA
  • Stephanie Faix
    Vice President
    M&T Bank Corporation
    Buffalo, NY
  • Judson Champlin Farrar
    Marketing Compliance Manager
    Fairway Independent Mortgage Corporation
    Carrollton, TX
  • Gina Feezer
    Senior Loan Analyst
    Onity Group
    West Palm Beach, FL
  • Brenda Felix
    Director of Compliance

    SANTA ANA, CA
  • Evan Feringa
    Product Manager II
    Rocket Mortgage, LLC
    Detroit, MI
  • Aaron Ferkinhoff
    Mortgage Sales Manager
    M&T Bank Corporation
    Louisville, KY
  • Miriam Fernandez, CMCP
    Loan Operations Compliance Analyst
    MidFirst Bank
    Oklahoma City, OK
  • Edward Ferrante
    Vice President, Underwriting Manager
    American National Bank
    Omaha, NE
  • Fran Ferrara
    VP, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Jon Firmage
    Vice President of Compliance
    Primary Residential Mortgage, Inc.
    Salt Lake City, UT
  • Andrew Fishback
    Vice President, Mortgage Compliance Officer
    Republic Bank
    Louisville, KY
  • Stacia Fisher
    VP, Compliance
    Synergy One Lending, Inc.
    San Diego, CA
  • Stacia Fisher
    Director of Compliance & Quality Control

    Portland, OR
  • Karen Fitzgerald
    Manager
    First Bank Mortgage
    Saint Louis, MO
  • William Fodor
    First Vice President
    Flagstar Bank, N.A.
    Troy, MI
  • Dana Ford
    Senior Mortgage Default Business Process Specialist
    Gateway First Bank
    Jenks, OK
  • Aimee Forrett, CMCP
    Director of Compliance
    Premium Mortgage Corp
    Rochester, NY
  • Michelle S. Fowler
    Vice President, Secondary
    Associated Mortgage Corporation
    Tulsa, OK
  • Libby Frank
    Sr Business Risk Manager/Sr VP
    U.S. Bank Home Mortgage
    Hopkins, MN
  • Ethan Isaac Freshwater
    Rocket Mortgage, LLC
    Washington, DC
  • Meghan Gagnon
    Compliance Analyst
    Radius Financial Group Inc.
    Norwell, MA
  • Donald Gallo
    Chief Financial Officer

    Dover, DE
  • Brian Gapen
    COO
    Pilgrim Mortgage
    San Antonio, TX
  • Amanda Garcia
    SVP Compliance
    Verus Mortgage Capital
    Washington, DC
  • Sheree Garner
    Rocket Mortgage, LLC
    Detroit, MI
  • Lally Gartel
    Vice President and Assistant General Counsel
    Rate (formerly Guaranteed Rate)
    Chicago, IL
  • Jeffrey Gayman
    EVP, Chief Mortgage and Retail Officer
    Orrstown Bank
    Shippensburg, PA
  • Kendall Geary
    Compliance Administrator
    Radius Financial Group Inc.
    ,
  • Sharon Geib, CRU
    President
    Cadence Bank, NA
    The Woodlands, TX
  • William Gelement
    Senior Analyst, MLD Systems Compliance
    Carrington Mortgage Services, LLC
    Anaheim, CA
  • Al Gentile
    Senior AVP Servicing
    Taylor Morrison Home Funding
    Maitland, FL
  • Catherine Gentille
    Senior Vice President
    K. Hovnanian American Mortgage, LLC
    Boynton Beach, FL
  • Roy K. George, CMB
    President and Chief Executive Officer
    MOR Lending, LLC
    Doral, FL
  • Peter Giamporcaro
    Vice President, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Michael Gill
    SVP Strategy
    Common Securitization Solutions
    Bethesda, MD
  • Tom Giltrow
    Managing Director
    Protiviti
    McLean, VA
  • Benjamin Giumarra
    Director, Legal and Regulatory Affairs
    Embrace Home Loans
    Middletown, RI
  • Malissa Gjorkovski
    Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Carter Glass, CRCM
    Vice President, Compliance
    PrimeLending
    Dallas, TX
  • Ross Gloudeman
    General Counsel
    Xactus
    Broomall, PA
  • Connie Goff
    Mountain America Credit Union
    West Jordan, UT
  • Lula Gomez
    Assistant Compliance Manager
    DHI Mortgage Company
    Austin, TX
  • Joe Gormley
    Principal
    Archwell Solutions, LLC
    Fort Lauderdale, FL
  • Lia Grassi
    Manager, Compliance & Public Policy
    Navy Federal Credit Union
    Vienna, VA
  • Howard Greenberg
    Senior Counsel
    Discover Bank
    Riverwoods, IL
  • Jennifer Grenier
    Quality Control Manager
    HSBC Bank USA, N.A. (Residential)
    Depew, NY
  • Carla Grice
    Vice President of Compliance
    Lake Michigan Credit Union
    Grand Rapids, MI
  • Ben Gross
    Attorney at law
    McGlinchey Stafford
    Irvine, CA
  • Bella Guerrero
    SVP, CCO
    Guild Mortgage Company
    San Diego, CA
  • Kevin Gunnels
    Compliance Product Manager
    Mortgage Cadence, an Accenture Company
    Denver, CO
  • Haley Gwinn
    Mortgage Services Manager

    Carson City, NV
  • Amy Haga, CMCP
    Mortgage Compliance Officer
    Extraco Mortgage a Division of Extraco Banks
    Waco, TX
  • Tami Hahnel
    Sr. Manager, SMKT
    Pentagon Federal Credit Union
    San Antonio, TX
  • John Hair
    Public Policy Manager

    Irvine, CA
  • Hilary Halpern
    Head of Public Policy
    Rocket Mortgage, LLC
    Detroit, MI
  • Kelly Haney
    Executive Vice President
    Mortgage Financial Services, LLC
    Southlake, TX
  • Kirsten Hanson
    Vice President of Real Estate
    Frontwave Credit Union
    Oceanside, CA
  • Dustin Harjo
    Manager
    MidFirst Bank
    Oklahoma City, OK
  • Tracy Hatt-Doering
    Managing Director
    FTI Consulting, Inc.
    Charlotte, NC
  • Kevin Haugen
    Vice President, Risk Officer
    GreenState Credit Union
    North Liberty, IA
  • Dawna Havnar
    AVP, Home Lending Closing Supervisor
    Umpqua Bank
    Portland, OR
  • Jill Hawkins
    VP Risk, Compliance, BSA Officer
    John Adams Mortgage Company
    Traverse City, MI
  • Jennifer L. Hedgepeth
    Executive Vice President, Chief Operating Officer
    DHI Mortgage Company
    Austin, TX
  • Michelle Heidecker
    Senior Compliance Specialist
    Plaza Home Mortgage, Inc.
    San Diego, CA
  • Kia Hekneby, CRCM, CMCP
    Sr Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Kayla Helm
    License Specialist
    Verus Mortgage Capital
    ,
  • Heather Helton
    Compliance Manager
    Right Start Mortgage, Inc. d.b.a. GFS Home Loans
    Pasadena, CA
  • Blake Hendley
    Senior Manager
    MidFirst Bank
    Oklahoma City, OK
  • Jeff Henkel, AMP
    VP, Closing and Post Closing
    Taylor Morrison Home Funding
    Maitland, FL
  • Deborah Hernandez
    Senior Real Estate Underwriter
    USAA Federal Savings Bank
    San Antonio, TX
  • Eric Hodges
    VP Originations Compliance
    RoundPoint Mortgage Servicing LLC
    Fort Mill, SC
  • Mirza Hodzic
    Founder-Managing Director
    BlackWolf Advisory Group
    Jacksonville, FL
  • Brad Hoisington
    Analyst
    USAA Federal Savings Bank
    San Antonio, TX
  • Kesia Hollins
    Counsel, Regulatory Affairs
    Credit Karma Mortgage, Inc.
    Oakland, CA
  • Scott Holzmeister
    Principal
    Lighthouse Advisors, LLC.
    Gilbert, AZ
  • Dana Honor
    Public Affairs Senior Associate

    New York, NY
  • Laura Hopkins, AMP
    Vice President, Membership
    Mortgage Bankers Association
    Washington, DC
  • Robin Hornstrom
    VP
    HSBC Bank USA, N.A. (Residential)
    Depew, NY
  • Lynette Hotchkiss
    Member
    McGlinchey Stafford
    Nashville, TN
  • Kevin L. Hughes, AMP
    Senior Loan Advisor
    Freedom Mortgage Corporation
    Marlton, NJ
  • Brandilyn Hume
    Chief Compliance Officer
    Radius Financial Group Inc.
    Norwell, MA
  • Debbi Hundley
    Mortgage Compliance Specialist
    CMG Financial
    San Ramon, CA
  • Michael Hutchen
    Compliance Officer
    Axos Bank
    San Diego, CA
  • Max Hutchison, AMP
    Senior Associate Attorney
    Strong Estrada PLLC
    Kalamazoo, MI
  • Sharon R. Inzinga
    Assistant Vice President- Sr. Compliance Manager
    MidFirst Bank
    Oklahoma City, OK
  • Jamie Irwin
    Compliance Assistant

    Rochester, NY
  • Philip Italiano
    General Counsel

    Fort Washington, Pa
  • Aaron Iuteri
    SVP, Client Experience
    Servbank
    Phoenix, AZ
  • Samuel Jackson
    Office Manager/ Correspondent Relations Administrator
    CBC Mortgage Agency - Chenoa Fund
    south jordan, UT
  • Kara Jensen
    AVP, Compliance Manager
    Iowa Bankers Mortgage Corporation
    Johnston, IA
  • Jennifer Jessie-Wallace, MBA , AMP
    Private Client Senior Credit Risk Manager
    Raymond James & Associates
    St Petersburg, FL
  • Corey Johnson
    Chief Compliance Officer
    BeSmartee
    Aliso Viejo, CA
  • Jennifer Johnson
    Retail Mortgage Compliance & QC Manager
    S&T Bank
    Indiana, PA
  • Joseph B. Johnson, III
    Senior Vice President
    North Shore Bank of Commerce
    Duluth, MN
  • April Jordan
    Deputy General Counsel
    MidFirst Bank
    Tulsa, OK
  • Revathi Jose
    Vice President & Assistant General Counsel
    Chase
    Washington, DC
  • Jason Juliani
    Compliance Specialist
    NFM Lending
    Strabane, PA
  • Kevin J. Kanouff
    CEO
    Statebridge Company, LLC
    Greenwood Village, CO
  • Todd Karazim, Esq. , CMS
    Counsel
    Guild Mortgage Company
    San Diego, CA
  • Tom Kazar, CMCP
    Experienced Manager
    Grant Thornton, LLP
    New York, NY
  • Corey Kearse
    Director Regulatory Risk, Mortgage
    Synovus Bank
    Birmingham, AL
  • Karen Ketcham
    Fair Lending Manager
    Space Coast Credit Union
    Melbourne, FL
  • Jeffrey Kibbey
    Vice President, Compliance
    Zillow Home Loans
    Irvine, CA
  • Jeffrey W. Kibbey
    Vice President, Compliance
    Zillow Home Loans
    Seattle, WA
  • Allyson L. Kiesel
    Cenlar FSB
    Ewing, NJ
  • Hyung Soo Kim
    AVP Internal Audit
    NewRez LLC
    Fort Washington, PA
  • Janene Kindred
    VP of Compliance
    Residential Mortgage, LLC
    Anchorage, AK
  • Ellen Klawon
    Bank of America
    Charlotte, NC
  • Erik Knight
    VP, Compliance

    Yardley, PA
  • Lynsay Kochan
    Licensing & Compliance Manager
    Top Flite Financial, Inc.
    , MI
  • Jonathan Kolodziej, AMP, CMCP
    Partner
    Bradley
    Birmingham, AL
  • Liz Kolonay
    Compliance Director
    Truist
    Richmond, VA
  • Kathryn Kostka
    Mortgage Compliance Counsel
    Two Harbors Investment Corporation
    Minnetonka, MN
  • Melissa Koupal, CMCP
    Senior Vice President, Servicing Risk and Compliance
    CMG Financial
    San Ramon, CA
  • Denise Kowalski
    Compliance Manager
    Indecomm Global Services
    East Brunswick, NJ
  • Dianne Krasney
    Corporate Counsel
    Guild Mortgage Company
    San Diego, CA
  • Constanza Krause, CMB, CMCP, CRU
    Manager, Learning & Development
    Space Coast Credit Union
    Melbourne, FL
  • Adam Krings, AMP
    Associate Rental Underwriter
    MassHousing
    Boston, MA
  • Ryan Kruzick, AMP
    Mortgage Loan Advisor
    Interra Credit Union
    Goshen, IN
  • Karen Kulwin
    VP, Compliance Manager
    United Bank Mortgage
    Fairfax, VA
  • Vineet Kumar
    Operations Manager
    Aritas Mortgage Solutions
    ,
  • James Kurack
    Vice President, Regulatory Compliance
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Karen Kurciska
    SVP Enterprise Risk Management
    AmeriHome Mortgage, a Western Alliance Bank Company
    Thousand Oaks, CA
  • James LaGamma
    Compliance Manager
    FBC Mortgage, LLC
    Orlando, FL
  • Sarah Lagattolla
    Vice President, Mortgage Risk Management
    VyStar Credit Union
    Jacksonville, FL
  • Jeffrey Lake
    Vice President, Compliance
    Citizens Bank
    Warwick, RI
  • Regina Lall
    Chief Compliance Officer
    Rate (formerly Guaranteed Rate)
    Chicago, IL
  • Mathew LaMunyon
    Account Executive
    Mortgage Quality Management & Research
    Beaverton, OR
  • George Lane
    Chief Legal Officer and Secretary
    Auction.com
    Plano, TX
  • Jason W. Lane
    Senior Vice President
    MidFirst Bank
    Oklahoma City, OK
  • Jane Larkin, Jr.
    VP Default Services
    VRM Mortgage Services
    Carrollton, TX
  • Hannah Larrick
    Senior External Affairs Manager
    Veterans United Home Loans
    Columbia, MO
  • Skye Laudari
    CEO
    Crib Equity
    Phoenix, AZ
  • Juan Leal Arciniegas
    VP, Fair Lending Officer
    Hudson Valley Credit Union
    Poughkeepsie, NY
  • Andrew Leavitt, CRU
    President, Board of Directors
    Nevada Mortgage Lenders Association, Inc.
    Las Vegas, NV
  • Paula Leber
    SVP, Compliance & Licensing
    CMG Financial
    San Ramon, CA
  • Charles Lee
    Real Estate Governance Advisor
    USAA Federal Savings Bank
    San Antonio, TX
  • Debra Leone
    VP, Staff Attorney/Associate General Counsel
    Hudson Valley Credit Union
    Poughkeepsie, NY
  • Krystal Lewis
    Vice President, Manager
    Flagstar Bank, N.A.
    Troy, MI
  • William A Lewis
    Assistant General Counsel
    Chase
    Washington, DC
  • Leesa Logan
    NewRez LLC
    NA,
  • Robert Lotstein
    Partner

    Washington, DC
  • Charles Lowery, Jr.
    Senior Policy Director
    National Housing Conference
    Washington, DC
  • Lisa Lundsten
    Mortgage Compliance Officer and Counsel
    Two Harbors Investment Corporation
    Minnetonka, MN
  • Kia Lusk-Caldwell
    VP Associate General Counsel
    Flagstar Bank, N.A.
    Troy, MI
  • Scott Lutz
    Head of Mortgage Servicing
    Bank of New York
    New York, NY
  • Lisa Lyle
    Corporate Counsel

    Greenwood Village, CO
  • Stefanie Lyles
    Branch Manager | Mortgage Banker
    Sente Mortgage
    Cabot, AR
  • Steven Machado
    ICE Mortgage Technology
    Pleasanton, CA
  • Robert R. Maddox, CMB, AMP
    Partner
    Bradley
    Birmingham, AL
  • Ana Mann
    Residential Mortgage Operations Manager
    Valley National Bank
    Wayne, NJ
  • Elizabeth Marbaugh
    Senior Vice President, Compliance
    Citizens Bank
    Franklin, TN
  • Lisa Masci
    Senior Mortgage Compliance Officer
    SouthState Bank
    Atlanta, GA
  • Katrin Maslyn
    Senior Manager
    Deloitte
    Rosslyn, VA
  • Mani Massoomi
    Chief Risk and Compliance Officer
    Federal Home Loan Bank of San Francisco
    San Francisco, CA
  • Philip Mastin, IV
    VP, Compliance
    Rate (formerly Guaranteed Rate)
    Chicago, IL
  • Dan McAlvanah
    Corporate Employment Counsel
    Fairway Independent Mortgage Corporation
    Madison, WI
  • Carol McCants
    Mortgage Processor
    USAA Federal Savings Bank
    San Antonio, TX
  • Blaine McCarty
    Communications Director
    EPM
    Atlanta, GA
  • Brian J McCown, CMB, AMP, CRU
    AVP Mortgage Operations
    Michigan First Mortgage
    Shelby Twp, MI
  • Kim McCoy
    VP Compliance and Risk
    GreenState Credit Union
    North Liberty, IA
  • Joe McDermott
    Counsel
    Ameriprise Bank, FSB
    Minneapolis, MN
  • Jack McDonald
    Supervisor, REL Resolution
    Navy Federal Credit Union
    Pensacola, FL
  • David McGeorge
    VP, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Ashley McGinnis
    Director- Mortgage Compliance
    Luminate Home Loans
    Minneapolis, MN
  • Kesea McKinley Tucker
    Compliance Analyst
    Acopia LLC
    Goodlettsville, TN
  • Sharon McMahon
    Vice President, Regulatory Counsel
    Freedom Mortgage Corporation
    Mount Laurel, NJ
  • Daniel McPheeters
    Senior Manager

    McLean, VA
  • Brady Meadows
    Senior Director, Mortgage Services
    MetaSource, LLC
    Draper, UT
  • Edgardo Medina, Loss Mitigation
    Senior Supervisor
    Banco Popular de Puerto Rico
    San Juan, PR
  • Kevin P. Mello
    Sr. Director of HomeOwnership Servicing & Operations
    MassHousing
    Boston, MA
  • Sue Melnick
    Chief Compliance & Operating Officer
    Bay Equity, LLC
    Concord, CA
  • Michael Merritt
    Sr. Vice President Customer Care & Default Mortgage Servicing
    BOK Financial
    Irving, TX
  • Samantha Meyer
    CRO
    First Community Mortgage, Inc.
    Murfreesboro, TN
  • Peter Microulis, CMCP
    Chief Compliance Officer
    Embrace Home Loans
    Middletown, RI
  • Mitzi Migault
    Risk Executive
    RoundPoint Mortgage Servicing LLC
    Fort Mill, SC
  • Tricia Migliazzo
    MBA Staff
    SVP, Originations
    Lenders One
    St. Charles, MO
  • Angela Miller
    Sr. Compliance Officer
    Western Alliance Bank
    Phoenix, AZ
  • Edward Miller
    Managing Director
    Conforma Compliance Group LLC
    Washington DC, DC
  • Marc Miller
    Executive Vice President & General Counsel
    Reliance First Capital, LLC
    Melville, NY
  • Margaret Miller
    Compliance Manager
    CMG Financial
    San Ramon, CA
  • James Minghini
    Chief Compliance Officer

    Cumming, GA
  • Michelle Misere
    SVP, Compliance and Risk Officer
    BankSouth Mortgage
    Atlanta, GA
  • Heather Mistich
    Senior Policy & Compliance Officer
    Navy Federal Credit Union
    Vienna, VA
  • Rebecca Mitchell
    Compliance Partner
    Flagstar Bank, N.A.
    Troy, MI
  • Andrea Monachella
    1st Vice President, Sr. Compliance Consulting Manager
    MidFirst Bank
    Oklahoma City, OK
  • Shawn Moore
    IAS Manager-Data & Document Integrity
    Arvest Bank
    Del City, OK
  • Jessica Morales
    Director
    Nations Reliable Lending, LLC (NRL Mortgage)
    Houston, TX
  • Brad Morgan, MBA
    Assistant Vice President - Appraisal Management
    Taylor Morrison Home Funding
    Maitland, FL
  • Jack Morgan
    EVP General Counsel
    Diamond Residential Mortgage Corporation
    Lake Forest, IL
  • Lance Morley
    Sr. Associate General Counsel
    LendingTree
    Charlotte, NC
  • Joseph Morrison
    M&T Bank Corporation
    Getzville, NY
  • Case Mosby
    VP, Internal Audit
    Freedom Mortgage Corporation
    Ponte Vedra Beach, FL
  • Michele Mount
    SVP of Compliance
    AnnieMac Home Mortgage
    Mount Laurel, NJ
  • Mike Munson
    Vice President - Quality Control
    Pulte Mortgage LLC
    Englewood, CO
  • John Murphy
    Vice President
    MJW Financial, LLC
    Indianapolis, IN
  • Sarah Myers
    Manager RE Lending
    USAA Federal Savings Bank
    San Antonio, TX
  • Heidi Myles
    Director of Compliance
    Southwest Funding
    Dallas, TX
  • Erum Nayani
    SVP, General Counsel - Mortgage Banking & CCO
    BSI Financial Services
    Irving, TX
  • Cecilia Nguyen
    QC Processor
    CLM Mortgage, Inc
    ,
  • Sabrina Noyola
    CCO
    AmeriHome Mortgage, a Western Alliance Bank Company
    Westlake Village, CA
  • Cyndi Nypen
    VP of Compliance
    Evergreen Home Loans
    Bellevue, WA
  • Greggory Oberg
    Regulatory Compliance Consultant

    North Weymouth, MA
  • Sochukwuma Peter Obiefule
    Business Analyst

    Westlake Village, CA
  • Jeff T. Orme
    Chief Compliance Officer
    Security National Mortgage Company
    Salt Lake City, UT
  • Jonathan Oronzo
    Regulatory Compliance Specialist
    MassHousing
    Boston, MA
  • Stephanie Orrico
    Associate General Counsel
    Rocket Mortgage, LLC
    Detroit, MI
  • Alana Outlaw
    Policy Manager
    Zillow Home Loans
    Irvine, CA
  • Melissa Palmer
    VP, Compliance
    Northpointe Bank
    Grand Rapids, MI
  • Melissa Palmer
    Director of Compliance and Quality Control

    Atlanta, GA
  • Jeneena Palms
    VP
    Mr. Cooper
    Coppell, TX
  • Catherine Panasik
    VP, Regulatory Compliance Testing/Validation
    Freedom Mortgage Corporation
    Fishers, IN
  • Marco A Paredes
    Chief Lending Officer
    IDB Global Federal Credit Union
    Washington, DC
  • Niraj Patel, CRU
    Processing Manager
    NJ Lenders Corp.
    Little Falls, NJ
  • Steven Patrick
    Chief Risk Officer

    Jenks, OK
  • Melissa Patterson
    Director, Operational Compliance
    Atlantic Bay Mortgage Group, LLC
    Virginia Beach, VA
  • Jesse Paull
    Licensing Specialist
    Weiner Brodsky Kider PC
    WASHINGTON, DC
  • Peg Pavleck
    Director-BL Regulatory Controls /Compliance
    Ally Bank
    Charlotte, NC
  • Dan Pearson
    Associate
    Mayer Brown LLP
    Chicago, IL
  • Geri Pearson
    Compliance Specialist
    Richey May
    Englewood, CO
  • Monika Peltz
    VP Product Compliance
    Sagent
    Chandler, AZ
  • Kisha Perkins
    Senior Director
    Protiviti
    McLean, VA
  • Darnell Peterson, AMP
    Manager, Loan Production Policy
    Mortgage Bankers Association
    Washington, DC
  • Zachary Pickering
    Area Sales Manager
    Union Home Mortgage
    Strongsville, OH
  • Chris Pierson
    Compliance Officer
    Toll Brothers Mortgage Company
    Ft. Washington, PA
  • Ricardo Pineres
    Sr. Policy & Compliance Officer
    Navy Federal Credit Union
    Vienna, VA
  • Marlin Portillo
    Condo Project Manager
    New American Funding
    Porter Ranch, CA
  • Kimberly Prichard
    Asst. Gen Counsel
    Citibank, NA
    irving, TX
  • Kate Prochaska
    Managing Director, Regulatory Affairs
    JP Morgan Chase
    New York, NY
  • Jonathon Pruitt
    Account Executive
    ACC Mortgage, Inc.
    Rockville, MD
  • Jessica Rackham
    Loan Production Manager
    CBC Mortgage Agency - Chenoa Fund
    South Jordan, UT
  • Alarice Rainey
    Guild Mortgage Company
    San Diego, CA
  • Nick Ranieri
    Director of Legal and Corporate Compliance

    Feasterville Trevose, PA
  • Philip Raskin
    Assistant Manager, RE Business Line Risk, Compliance Testing
    Navy Federal Credit Union
    Vienna, VA
  • Abhay Rattan, CMCP
    Manager Regulatory Risk/QC
    Freedom Mortgage Corporation
    Fishers, IN
  • Kathryn C. Raymer
    EVP Quality Management
    U.S. Bank Home Mortgage
    Owensboro, KY
  • Lisa Reasor
    Sr. Manager, Investor Relations
    Pentagon Federal Credit Union
    Alexandria, VA
  • Jessica Rebarber
    Partner
    Dentons
    Washington, DC
  • Crystal Reeves
    SVP Associate General Counsel
    loanDepot.com, LLC
    Irvine, CA
  • Matthew Reich, AMP
    SVP & Chief Business Development Officer
    Quest Advisors, Inc.
    Durham, NC
  • Diana Reyna-Ramirez
    Compliance Assistant
    Premium Mortgage Corp
    Rochester, NY
  • Nick v Richtman
    Vice President & Assistant General Counsel
    U.S. Bank Home Mortgage
    Minneapolis, MN
  • Diana L. Ringer, CMB, AMP

    Fort Wayne, IN
  • Chris Rivett
    VP Residential Lending
    First State Bank of the Florida Keys
    Key West, FL
  • Magdie Rizk
    Loan Servicing Director
    EPM
    Atlanta, GA
  • Emilie Roberts
    SVP Compliance Officer

    New Orleans, LA
  • Sara M. Roberts
    VP and Managing Senior Counsel
    LoanCare
    Virginia Beach, VA
  • Deborah Robertson
    General Counsel / Chief Compliance Officer
    Land Home Financial Services
    Concord, CA
  • Joanna Robinson
    Assistant Manager Mortgage Processing
    Space Coast Credit Union
    Melbourne, FL
  • Maria Rodriguez
    MSHL Business Management
    Morgan Stanley
    New York, NY
  • Lisa K Rogers
    Director of Compliance
    Land Home Financial Services
    Concord, CA
  • Kortney Rollinger
    SVP, Program Management
    RoundPoint Mortgage Servicing LLC
    Fort Mill, SC
  • Rhonda Ronnow, CMB, CMCP, CRU
    Director of Loan Operations
    Tennessee Housing Development Agency
    Nashville, TN
  • Suchan Rosenberg
    Compliance Operations Manager
    DHI Mortgage Company
    Austin, TX
  • Rachel Rosenbloom
    FVP, Retail Lending Quality Control Manager
    First American Bank
    Bloomingdale, IL
  • Germaal Ross
    Director
    Protiviti
    McLean, VA
  • James Ross
    Director of Solutions Architecture
    Sagent
    King Of Prussia, PA
  • Zac Ross
    Principal Consultant
    Capco
    Charlotte, NC
  • Larisa Rottkamp
    Director, Enterprise Change Management
    Cenlar FSB
    Yardley, PA
  • Callie Ruane
    Senior Manager Pre-Closing QC
    Capital Center LLC
    Glen Allen, VA
  • Jerra H. Ryan, CMB, CMCP
    SVP
    Firstline Compliance, LLC
    Flower Mound, TX
  • Bill Sakkab
    EVP, General Counsel
    VantageScore Solutions, LLC
    San Francisco, CA
  • Rachel Salomon
    Director-Compliance, Fair Lending Officer
    Movement Mortgage, LLC
    Fort Mill, SC
  • Patricia Sampson
    SVP and Sr. Mgr. Fair and Responsible Banking
    Banco Popular de Puerto Rico
    San Juan, PR
  • Heather Sanchez
    President
    Compliance Clarity
    Katy, TX
  • Sarah Sanchez
    Sr. Analyst Secondary Market Investor Relations
    Pentagon Federal Credit Union
    Alexandria, VA
  • Urlisa Sanchez
    Senior Analyst
    Pentagon Federal Credit Union
    Alexandria, VA
  • Krystian Sanders
    Mortgage Compliance Examiner
    Tennessee Housing Development Agency
    Nashville, TN
  • Daniel Sawatzke
    SVP - Chief Compliance and Risk Officer
    Guild Mortgage Company
    San Diego, CA
  • Dee Scannelli
    Sr. Compliance Coordinator, CMCP II
    Toll Brothers Mortgage Company
    Fort Washington, PA
  • Nicole E. Schiavo
    Senior Legal Counsel
    Accenture, LLP
    New York, NY
  • Cassandra Nicole Schmalz, Esq.
    Vice President of Risk Management
    Member First Mortgage
    Grand Rapids, MI
  • Laura Schmidt, CMCP
    SVP, Enterprise Risk & Internal Audit
    Rate (formerly Guaranteed Rate)
    Chicago, IL
  • Wendy Schmidt
    AVP, Compliance Officer - Secondary Market Lending
    Stockman Bank of Montana
    Billings, MT
  • Bruce W Schultz
    VP/CRA Officer
    Gateway First Bank
    Jenks, OK
  • Christal Scott, CMCP
    Mortgage Consultative Compliance Manager
    Arvest Bank
    Malvern, AR
  • Lea-Ellan L. Scott
    Compliance Officer

    Fernandina Beach, FL
  • Alisha Sears
    Director, Regulatory Counsel
    Mortgage Bankers Association
    Washington, DC
  • Moorari Shah
    Partner
    Sheppard, Mullin, Richter & Hampton, LLP
    Los Angeles, CA
  • Adriana Shannon
    Managing Director
    CTF Asset Management LLC
    Coppell, TX
  • Mark Sheridan
    EVP TPO
    Land Home Financial Services
    Concord, CA
  • Laura Sherrod, CMCP
    Servicing Compliance Officer
    Flat Branch Mortgage, Inc.
    Columbia, MO
  • Michael Shidler
    Director of Government Programs
    NewRez LLC
    Coppell, TX
  • Sam Shiller
    Director Mortgage Servicing
    USAA Federal Savings Bank
    San Antonio, TX
  • Cindy Shook
    Quality Control Team Lead
    Lake Michigan Credit Union
    Grand Rapids, MI
  • Suzanne M. Shuck, AMP
    Senior Executive Vice President and Chief Corporate Risk Officer
    Freedom Mortgage Corporation
    Fishers, IN
  • David Shurtz
    Chief Risk Officer & General Counsel
    EECU
    Fort Worth, TX
  • Jagjit Singh
    Sr. Director, Discover Home Loans
    Discover Bank
    Riverwoods, IL
  • Janette Smith
    Risk Analyst
    Navy Federal Credit Union
    Vienna, VA
  • Lara Smith, CMB, AMP
    SVP, Investor Relations
    Regions Financial Corporation / Regions Mortgage
    Birmingham, AL
  • Marie Smith
    Chief Compliance Officer
    Ark-La-Tex Financial Services LLC D/b/a/ Benchmark Mortgage
    Plano, TX
  • Melissa Smith
    Director Quality Control Risk Management
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Melissa Smith
    Compliance Manager
    American Pacific Mortgage Corporation
    Roseville, CA
  • Timothy Smith
    Senior Director, Business Development
    Sagent
    King of Prussia, PA
  • Lilit Snoke
    VP, Compliance Program Management
    Western Alliance Bank
    Phoenix, AZ
  • Kylee Snyder
    VP, Customer Experience Manager
    BOK Financial
    Tulsa, OK
  • Kim Sohrt
    Director-Mortgage Lending Operations
    Texas Dow Employees Credit Union
    Sugar Land, TX
  • Leslie Sowers
    Partner
    Husch Blackwell LLP
    Washington, DC
  • Jeff Spahr
    Assistant General Counsel
    Citibank, NA
    O Fallon, MO
  • Steven Stachowicz
    Managing Director
    Protiviti
    McLean, VA
  • Stanford A Stanford, Sr.
    SVP, Head of Enterprise Risk Management
    Mr. Cooper
    Dallas, TX
  • Suzanne Stautberg
    Consumer Lending Business Controls
    Fifth Third Bank
    Cincinnati, OH
  • David K. Stein, Esq.
    Partner
    Taft Stettinius & Hollister LLP
    Columbus, OH
  • Sean A. Stephens, Esq. , CMB
    President
    Metroplex Mortgage Services, Inc.
    Tampa, FL
  • Marx Sterbcow
    Managing Attorney
    Sterbcow Law Group LLC
    New Orleans, LA
  • Phillip Stevens, MBA
    Director of Legal Support and Strategic Initiatives
    Nova Financial & Investment Corp.
    Tucson, AZ
  • Angelica Stewart
    Senior Accountant, Mortgage
    Gateway First Bank
    Jenks, OK
  • David Stickney
    Director
    FTI Consulting, Inc.
    Lexington, NC
  • Tom Stockton
    Compliance Manager II
    Opportunity Bank of Montana
    Helena, MT
  • William A. Stokes, CMB
    President
    American Security Mortgage Corp.
    Charlotte, NC
  • Rebecca Streck
    Loan Servicing Controls Analyst
    BOK Financial
    Tulsa, OK
  • La' Travious Strong, AMP
    Mortgage Processor
    Success Mortgage Partners, Inc.
    Plymouth, MI
  • Margaret Strotman
    Head of Credit Risk Strategy for Mortgage and Home Equity
    Fifth Third Bank
    Cincinnati, OH
  • Michael Sugarman
    Senior Vice President and Senior Associate General Counsel
    Verus Mortgage Capital
    Washington, DC
  • Frederick Sujat
    Chief Compliance Office
    NFM Lending
    Linthicum Heights, MD
  • Ike Suri
    Chairman & Chief Executive Officer
    FundingShield LLC
    Newport Beach, CA
  • Chris Tammen
    Solutions Marketer
    Entrust
    Shakopee, MN
  • Vernon Tanner
    VP, Chief Compliance Officer, AML/BSA/OFAC Officer, Mortgage
    Primerica Mortgage LLC
    Duluth, GA
  • Sara Taylor
    Compliance Projects Manager
    DHI Mortgage Company
    Austin, TX
  • Brooke Terry
    Business Analyst
    CMG Financial
    San Ramon, CA
  • Rebecca Tetreau, Esq.
    Compliance Manager
    Michigan State University Federal Credit Union
    East Lansing, MI
  • Lauren E Tew
    Counsel
    Pulte Mortgage LLC
    Englewood, CO
  • Janine Thomas
    Associate
    Webster Bank, N.A.
    Waterbury, CT
  • Kathie Thomas, CFE
    SVP Residential Mortgage Operations
    Bank OZK
    Dallas, TX
  • Kerlouche J. Thomas
    Marketing Coordinator
    United Nations Federal Credit Union
    Long Island City, NY
  • Roslyn Thomas
    AVP ERM IT
    PNC Real Estate
    Westlake Village, CA
  • Laura Thompson
    VP
    Fairway Independent Mortgage Corporation
    Draper, UT
  • Pamela Thompson
    Assistant Servicing Manager

    Montpelier, VT
  • Danelle Thomsen
    Chief Administrative Officer
    AmeriNational Community Services, LLC dba AmeriNat
    Downey, CA
  • Skyler Todd, CMB, AMP
    Account Manager
    Essent Guaranty, Inc.
    Rocklin, CA
  • Marsha Toland
    Compliance Officer
    Legacy Mutual Mortgage
    San Antonio, TX
  • Howard Tolley
    Compliance Manager
    Utah Housing Corporation
    West Valley City, UT
  • Michael Torres
    Chief Product Officer
    AmeriNational Community Services, LLC dba AmeriNat
    Downey, CA
  • Carol Tricarico
    QC Compliance Specialist
    US Mortgage Corporation
    Melville, NY
  • Nicole Upshur, Esq. , CMCP
    Regulatory Counsel
    Covius
    Glendale, CO
  • Ledro Uriegas
    Compliance Manager
    DHI Mortgage Company
    Austin, TX
  • Sarah Valentini
    President
    Radius Financial Group Inc.
    Norwell, MA
  • Justin Vanlede-Zinn
    Legal & Compliance Support Specialist
    Lennar Mortgage
    St. Petersburg, FL
  • Viviana Vargas, AMP
    Fulfillment Manager
    USAA Federal Savings Bank
    San Antonio, TX
  • Mark Veech, CRU
    Loan Officer
    NJ Lenders Corp.
    Little Falls, NJ
  • Evelyn Velarde
    Lending Data Manager
    Synergy One Lending, Inc.
    San Diego, CA
  • Paul Vicente
    Director, First Line Risk Management
    First Citizens Bank
    Raleigh, NC
  • Jeffrey Walker
    Senior Analyst, MLD Systems Compliance
    Carrington Mortgage Services, LLC
    Aliso Viejo, CA
  • Latrese Walker
    Director of Program Management & Compliance
    CBC Mortgage Agency - Chenoa Fund
    Marana, AZ
  • Lisa Walsh, CMS
    Manager, Operational Risk Management
    LoanCare
    Virginia Beach, VA
  • Marcie Walsh, CMB, AMP
    VP Senior Fair & Responsible Banking Compliance Officer
    Umpqua Bank
    Vancouver, WA
  • Greg Warner
    Director of Servicing
    Flat Branch Mortgage, Inc.
    Columbia, MO
  • Carolyn Washington
    QC Specialist
    Taylor Morrison Home Funding
    Maitland, FL
  • Wayne Watkinson
    Principal
    Offit Kurman
    New York, NY
  • Joshua Weinberg, CMCP
    President
    Firstline Compliance, LLC
    Flower Mound, TX
  • Brandy West
    Director of Lending Operations
    Simmons Bank
    Searcy, AR
  • Deede Westermann
    Mtg Servicing Manager
    Members Cooperative Credit Union
    Duluth, MN
  • Carin L. White, CMS
    Escalated/Regulatory Complaint Supervisor
    LoanCare
    Virginia Beach, VA
  • Briana Wiederspahn
    SVP, Compliance
    Cardinal Financial Company
    Charlotte, NC
  • John Wildrick
    VP Servicing Oversight
    PrimeLending
    Dallas, TX
  • Carol Ann Wilson, CMCP
    Navy Federal Credit Union
    Vienna, VA
  • Eric Wilson
    Director of External Affairs and Government Relations
    Veterans United Home Loans
    Columbia, MO
  • Joe Wilson
    Senior Attorney
    Bradley
    Birmingham, AL
  • Justin Wiseman
    MBA Staff Representative
    Vice President, Managing Regulatory Counsel
    Mortgage Bankers Association
    Washington, DC
  • Lisa Wolfe
    Compliance Officer
    loanDepot.com, LLC
    Foothill Ranch, CA
  • Kim Woodcock, CMB
    Chief Risk Officer
    Union Home Mortgage
    Strongsville, OH
  • Edward F. Woods
    Senior Vice President
    First American Bank
    Bloomingdale, IL
  • Kong Yang, CMCP
    AVP - Corporate Compliance, Risk & Compliance
    U.S. Bank Home Mortgage
    Hopkins, MN
  • Ashley Yarabinec, CMB, AMP
    Director of Member Relations
    Mortgage Bankers Association
    Washington, DC
  • Candice Young
    Director of Compliance, Quality Control
    Sente Mortgage
    Austin, TX
  • Yin Yu
    CEO
    Palm Tree Capital, Inc.
    Los Angeles, CA
  • Ingrid Zaza
    Jr. Compliance Officer
    Embrace Home Loans
    Middletown, RI
  • Stephanie Zieman
    BSA/AML Specialist
    Veterans United Home Loans
    Columbia, MO