MBA Letter to HUD to Roll Back the Debt Service Coverage Ratio

2024 Bank Regulatory Policy Comment Letters Commercial / Multifamily FHA Multifamily GSE Multifamily Policy Issue
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The undersigned organizations represent FHA multifamily housing providers, lenders, and developers. HUD’s multifamily production levels have significantly declined in recent years. Between FY 2022 and FY 2023, volume dropped by 58%. Based on production data through May 2024, MAP loan volume is expected to decrease by an additional 29.75%. While interest rates are certainly a factor, the fees and requirements of FHA multifamily insured loans also play a role. 

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