Santo Chiarelli, CPA

Santo Chiarelli, an accomplished professional with over 30 years of experience in public accounting, has been a trusted resource for audit, accounting, advisory, and tax services across diverse industries. His expertise extends to mortgage banking, private lending, asset-based lending, real estate, and construction contracting.

Before becoming partner and co-founder at Cathedral, Santo was a founding partner at Acquavella, Chiarelli, Shuster, LLP, a full-service firm established in 1986 in New York City. His career began as an audit member at NYC CPA firms Yohalem, Gillman & Company LLP (now part of Anchin Block & Anchin) and Berenson, Berenson, Adler LLP (now part of CohnReznick). Chiarelli’s thought leadership is evident through his published articles in the Scotsman Guide. He is a sought-after speaker on accounting and tax topics, having presented at the MBA Accounting and Financial Management Conference, The Mortgage Collaborative, and the Loan Vision User Conference.

Chiarelli holds a B.B.A. in Accounting from Bernard Baruch College and is a licensed Certified Public Accountant in New Jersey, New York, and California. He actively participates in professional associations, including the AICPA, New York Society of CPAs, New York State Society of Banking and Finance, New Jersey Society of CPAs, California Society of CPAs, Mortgage Bankers Association, Mortgage Bankers Association of New Jersey, Community Home Lenders Association, and The Mortgage Collaborative.