BREAKOUT SESSION: The Case for eNote Acceptance & Adoption in the Secondary Market
Recent eNote growth has been very positive, with MERSⓇ eRegistry data showing adoption at 9.2% of new originations in 2024 and projections to reach 30% in the next three years. This panel explores the factors driving an uptick in lender demand for eNotes, the benefits of digital closings for investors, and why eNote acceptance is critical to supporting this industry-wide transformation.
Speakers
Moderator

As Vice President of eMortgage Strategy & Industry Affairs at Snapdocs, Camelia Martin collaborates with a broad spectrum of the industry to advance the digitization of mortgage closings. Over the course of her 19-year career in mortgage technology, she has led digital mortgage initiatives for organizations such as the Federal Home Loan Banks, Ginnie Mae, MISMO, and ICE Mortgage Technology and played a key role in improving many of the standards that govern eNote and RON technologies.
Speakers

Lynne Chandler represents Ginnie Mae as its first Digital Collateral Director and previously in the Office of General Counsel. She has over 20 years of experience in mortgage securitization and government regulatory compliance. Lynne spearheaded the legal development of Ginnie Mae’s Digital Mortgage Program and today manages its continued growth. She has presented frequently on topics surrounding Digital Mortgage and Document Custody.

Gil Lopez joined AmeriHome’s Correspondent Sales team in 2014 and is responsible for business growth, development, and effective sales team management in the 21 central states which comprise the Central Division. He has over 32 years of mortgage industry expertise in sales leadership, business development, capital markets, and structured finance in various leadership roles with companies such as Morgan Stanley, Credit Suisse, New Century, PMI, and Bank One.

Teri Pansing is the SVP of Corporate Closing and a member of the Executive Team at Fairway Independent Mortgage Corporation. Teri has over thirty years of mortgage experience including originations in both Wholesale and Retail as well as Management in Operations, Training, and Closing. As the SVP of Corporate Closing, Teri oversees various functions and initiatives with respect to Closing Oversight and Strategy. Teri has served or serves on the Advisory Boards for Snapdocs and Wolters Kluwer. She participates in speaking engagements and presents white pages with respect to digital mortgage including eClose strategies and Remote Online Notarization. Partnering to develop standards for the mortgage industry, Teri serves as a Strategic Partner to the Mortgage Bankers Association (MBA) and serves on the board for Mortgage Industry Standards Maintenance Organization (MISMO) to improve closing experience for future customers. Teri was awarded the Housing Wires Insider Award in 2021 for her work in the area of Closing Strategy. In 2022, she received the Most Powerful Women in Fintech Award from My Mortgage Mindset.
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