Administrative Law Changes, The CFPB, and the Impact on Mortgage Finance

Join MBA and legal experts us for timely discussion to help mortgage professionals understand the near-daily evolving landscape of CFPB reform and enforcement trends. Our panel will unpack the status of current reform proposals, including shifts to the Bureau’s commission structure and funding sources, and what those changes could mean for its future operations. We’ll also examine how the administration’s stance on the removal of administrative law judges could reshape enforcement processes and industry oversight.

Learn where the CFPB is focusing its efforts today—what investigations and prosecutions are moving forward, which are not, and how active the Bureau really is. As federal enforcement potentially recedes, we’ll explore whether state regulators are prepared—and legally able—to fill the gap. Most importantly, we’ll provide strategic guidance on how your organization can prepare for the regulatory “whipsaw” that may emerge in the years ahead.

Date/Time:

• Wednesday, April 16 (3:00 PM - 4:00 PM ET)

Objectives:

• What is the status of CFPB reform proposals (e.g., commission structure, funding source change), and how might that impact how the agency functions?
• How might the Trump administration’s view that the President can remove administrative law judges impact the industry?
• If CFPB enforcement is “deleted” for the next four years, should we expect states to pick up the slack? What can/can’t states do?
• What happens to Biden-era rules? 

Experience Level: 

• Entry-Level
• Intermediate 
• Advanced 

Target Audience:

• Compliance Professionals of all levels
• In-house and Outside Counsel
• Risk Management Professionals
• Senior Executives

Speaker(s):

• John Coleman, Partner, Orrick, Herrington & Sutcliffe LLP
• Richard Horn, Co-Managing Partner, Garris Horn, LLP
• Levi Swank, Partner, Goodwin