Ritchie Dickey, Jr.

Ritchie Dickey is the Chief Underwriter at White Oak Healthcare Finance (WOHCF). He has been involved in the FHA/HUD origination and underwriting business for 18 years. Prior to joining WOHCF, Ritchie was a senior underwriter within the Lancaster Pollard affiliate of ORIX Real Estate Capital where he most recently served as Deputy Chief Underwriter. In addition to his role as Deputy Chief Underwriter, Ritchie served as a member of the firm’s credit committee, and as the firm’s primary underwriter for FHA 242 (hospital) transactions, USDA CF transactions, and municipal bond underwritings. Ritchie has focused his efforts on the analysis, underwriting, and execution of senior living and healthcare transactions across a broad range of rehabilitations, acquisitions, new construction, refinances. He has a thorough understanding of both conventional and federal financing structures for both taxable and tax-exempt borrowers, including the FHA/HUD, and USDA loan programs. He has worked on over 300 transactions totaling over $5 billion. Ritchie earned his MBA from Emory University’s Goizueta Business School and graduated with honors from Georgia Tech. He holds General Securities Representative licenses, Series 7 and Series 63, and a Chartered Financial Analyst (CFA) charter.