Schedule

Independence Foyer, Independence Level

Independence I, Independence Level

This session features a facilitated discussion where attendees can ask questions and exchange information to learn how peers are approaching compliance challenges related to Loan Originator Compensation.

Independence A, Independence Level

This session highlights recent cases and litigation pertaining to the Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), and Junk Fees.

Independence Foyer, Independence Level

Independence I, Independence Level

This session features a facilitated discussion where attendees can ask questions and exchange information to learn how peers are approaching compliance challenges related to the Real Estate Settlement Procedures Act (RESPA) – Section 8.

Independence A, Independence Level

This session highlights recent cases and litigation developments related to bankruptcy and key cases across states.

Farragut/Lafayette, Independence Level

Independence Foyer, Independence Level

Independence I, Independence Level

This session features a facilitated discussion where attendees can ask questions and exchange information to learn how peers are approaching compliance challenges related to Fair Lending, Limited English Proficiency (LEP), and Special Purpose Credit Programs (SPCP).

Independence E, Independence Level

This session features recent cases and litigation developments relating to the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA).

Independence A, Independence Level

Join MBA’s Chief Economist, Mike Fratantoni, as he hosts representatives from Fannie Mae and Freddie Mac for a timely update on the critical changes that impact underwriting and QC practices. Sponsored by Freddie Mac.

Independence Foyer, Independence Level

Independence Foyer, Independence Level

Lafeyette Park, Independence Level

Constitution DE, Constitution Level

Join MBA’s Legislative and Political Affairs team and industry leaders for this MORPAC breakfast to hear an update on the 2024 election and the latest relevant news in Washington. MORPAC, MBA’s federal, bi-partisan political action committee (PAC), is a crucial component of our advocacy success at MBA. Election results matter – and impact the tone and implementation of the full range of compliance and risk management issues. Get a jump on gauging the impact the various electoral scenarios will have on policies you help your colleagues and clients navigate every day. RSVP at [email protected]. A special thanks to our advocacy event sponsor, Bradley.

Independence Foyer, Independence Level

Independence Foyer, Independence Level

Independence A, Independence Level

MBA’s CEO Bob Broeksmit provides an update on recent developments by Washington policymakers and MBA’s advocacy work. Following his remarks, hear directly from key regulators on agency priorities impacting regulatory compliance and delivery and servicing of loans to government agencies. Sponsored by ACES Risk Management.

Independence Foyer, Independence Level

Independence A, Independence Level

Learn about the latest fraud schemes being tracked by the FBI, Secret Service and FinCEN, and gain actionable advice to safeguard your company. Sponsored by Mayer Brown.

Independence A, Independence Level

Addressing housing affordability continues to be an important priority for both political parties. Join this expert panel for a discussion on key market trends and how the upcoming election will impact the housing market.

Independence A, Independence Level

Independence I, Independence Level

This expert panel analyzes fact patterns and issues of top concern pertaining to Fair Lending/UDAAP. In this session, we explore the latest updates and trends, including regulatory changes, updated guidance, and emerging risks.

Franklin/McPherson, Independence Level

The key to avoiding financial loss associated with fraudulent loans is in the data. This session focuses on what lenders should be examining, data collection methods, and creating processes to analyze data. Learn about current fraud trends impacting the industry and how to leverage data and analytics to protect your business.

Independence A, Independence Level

In this session attendees come away with a thorough understanding of the risks and benefits of title insurance, Attorney Opinion Letters (AOL) and GSE title waiver programs. Risk and compliance professionals won’t want to miss this up to the minute session discussing the latest to ensure protection of a clear title. Sponsored by Paul Hastings.

Independence E, Independence Level

Challenges in valuation are pressing on many fronts—from appraisal disputes and reconsiderations of value, new GSE requirements, the regulators’ AVM final rule, the adoption of new AVM technology, to the integration of AI. Change is on the horizon. Join this group of experts to discuss the future of valuation processes and regulations.

Independence I, Independence Level

This expert panel analyzes fact patterns and issues of top concern pertaining to loan originator compensation and employment. Discussion includes recent updates and changes you need to be aware of. Best practices and tips for avoiding common pitfalls and recent enforcement actions are discussed.

Independence E, Independence Level

The financial services industry is seeing a surge of high-profile cyber incidents targeting mortgage lenders, servicers and title companies that have led to data theft and exposure of millions of consumers. The sophistication of bad actors has led to complex requirements on data security. Attend this panel to learn about the practical and regulatory challenges to collecting and safeguarding data, protecting against third-party vulnerabilities, how to strengthen cybersecurity defenses, and much more.

Independence A, Independence Level

Join this fireside chat with Eric Halperin, CFPB’s Assistant Director for Enforcement to discuss the Bureau’s past enforcement actions (involving mortgage lenders, junk fees, and other subject matters), increased staffing efforts in the Office of Enforcement, cooperation with state AGs and federal enforcement partners, focus on individual accountability, enforcement priorities for the year ahead, and much more. Sponsored by Paul Hastings.

Franklin/McPherson, Independence Level

As the GSEs update their guidelines and tailor them to today’s purchase dominated market, lenders are updating their processes and increasing their use of eClosing solutions. This session examines the latest strategies to succeed in today’s high-interest rate purchase environment while mitigating inherent risks.

Independence Foyer, Independence Level

Independence I, Independence Level

Through case studies and practical examples, attendees of this session gain a deeper understanding of the challenges associated with Section 8 of the Real Estate Settlement Procedures Act (RESPA) and explore strategies for mitigating regulatory compliance risks. Panelists cover prohibited activities, safe harbors, penalties for non-compliance and recent enforcement actions.

Franklin/McPherson, Independence Level

The law governing artificial intelligence (AI) implementation is highly volatile, and the legal, compliance, and risk landscape is changing rapidly. Learn in this session what you need to know about the different types of AI services being offered to the mortgage lending and servicing marketplace, effective AI governance, vendor management and how to approach contracting with vendors with respect to testing for fair lending purposes, data privacy, security, storage, limiting hallucinations, and much more.

Independence A, Independence Level

This panel of experts discusses recent updates to CFPB Rules, new initiatives, and enforcement actions. Topics include updates and requirements that can impact risk management strategies, rules pertaining to marketing communications, data privacy, mortgage servicing, debt collection, fair lending, and more. Sponsored by Paul Hastings.

Independence E, Independence Level

Many aspects of the mortgage business have changed since the pandemic, making today’s risk management a different ballgame. Panelists discuss the benefits and pitfalls of managing remote employees, the evolving regulatory landscape, changing secondary market requirements, fraud prevention and more. Join us for this discussion on future possibilities.

Grand Foyer, Declaration Level

Independence Foyer, Independence Level

Farragut/Lafayette, Independence Level

Independence Foyer, Independence Level

Independence Foyer, Independence Level

Independence E, Independence Level

Historically, lawyers have been allowed to regulate themselves through voluntary bar associations with government oversight limited to the judiciary. And most of that oversight was exercised at the state level. In the last half-century, several events have so deeply impacted the American public’s view of lawyers that the federal government has reacted by at least considering federal regulation of lawyers. This session takes us through the role of lawyers in Watergate, Enron, and the mortgage crisis, and reviews the federal government’s response.

Franklin/McPherson, Independence Level

This session provides practical tips on how lenders can mitigate financial risks and protect profitability by identifying fraudulent loans and common fraud schemes very early in the origination process.

Independence A, Independence Level

The US home insurance market is facing unprecedented volatility, significantly impacting the mortgage finance industry and homeowner experience. This session drills down on key challenges such as the impact of soaring premiums on mortgage eligibility and affordability, tightening of GSE insurance requirements and lack of available coverage and the changing role of lender-placed insurance. Hear what mortgage and insurance experts say about insurance challenges and trends affecting our industry and what steps can be taken to lessen the impact on borrowers.

Independence I, Independence Level

The federal housing agencies have introduced several novel and complex loss mitigation policies heavily affecting servicers’ operations. Such policies include FHA’s Payment Supplement, VA’s VASP program, and upgrades to the GSEs Flex Modification. Join this panel as experts explore the issues affecting servicers’ ability to meet and maintain ongoing compliance as deadlines loom. Sponsored by Paul Hastings.

Independence Foyer, Independence Level

Independence A, Independence Level

Artificial intelligence (AI) is creating enhanced opportunities for bad actors to impersonate individuals and redirect funds away from legitimate destinations. This expert panel explores emerging risks emanating from AI, and solutions to help protect your company and borrowers. You won’t want to miss the discussion of this rapidly growing threat.

Franklin/McPherson, Independence Level

The industry is one month past the settlement’s compliance date. This panel of experts discuss business practices they are seeing in the market, associated compliance and business risks, and strategies that have staying power.

Independence I, Independence Level

Comments to the Consumer Financial Protection Bureau’s long-awaited proposal amending the Servicing rules under Regulation X have been submitted. Join this panel as experts explore the issues, comments, and application of the Bureau’s proposal affecting borrowers, servicers, and the mortgage market. Sponsored by Paul Hastings.

Independence I, Independence Level

The conference wraps up with a facilitated super session featuring top legal and compliance experts. Bring your questions from the many issues discussed at the conference. This popular session addresses legislation and litigation as well as regulatory requirements. Casual attire is welcome; come for as long as your schedule allows.

Independence E, Independence Level

Wrap up this week’s learning during an energetic, interactive closing super session featuring leading experts in Risk Management, Quality Assurance and Fraud. Bring your comments and questions on the hot topics from the conference for this impactful discussion. Casual attire is welcome; come for as long as your schedule allows.