RISK MANAGEMENT & QA TRACK: New Business Models for Managing Mortgage Risk and Fraud Prevention in the Post-Pandemic World
Many aspects of the mortgage business have changed since the pandemic, making today’s risk management a different ballgame. Panelists discuss the benefits and pitfalls of managing remote employees, the evolving regulatory landscape, changing secondary market requirements, fraud prevention and more. Join us for this discussion on future possibilities.
Speakers
Moderator
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Bob Niemi, CMB, is the Director of Government Affairs for Weiner Brodsky Kider PC who brings a unique perspective from his experience and relationships to advise lenders on a wide array of regulatory and compliance matters. His commitment to the industry extends beyond his day-to-day responsibilities at WBK, serving as the Chair of the American Association of Residential Mortgage Regulators Advisory Council and Chair of the Certified Mortgage Banker Society for the MBA. Bob's contributions to the mortgage industry have been instrumental in shaping regulatory practices, including national efforts to reform state remote work legislation and policies and was awarded the Outstanding State & Local Association Leadership Award by the MBA in 2024. However, Bob is not an attorney.
Speakers
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Jason Emory joined PrimeLending in July 2013 and is Senior Vice President of Quality Control. He is responsible for all quality control requirements, origination through servicing, and loss prevention, which includes fraud investigations and agency/investor deficiency notifications. Emory has more than 30 years in the mortgage industry and has held numerous management roles including compliance and quality control. Prior to joining PrimeLending, he spent 9 years with MetLife Home Loans/First Horizon Home Loans serving as Vice President of post-closing and custodian operations until transitioning to Director of Compliance and Quality Control. Emory spent the first 14 years of his career with Chase Home Loans managing in areas of servicing and post-closing. He graduated with a Bachelor of Business degree in marketing from University of Louisiana at Monroe.
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Corporate legal counsel, with over 25 years legal, compliance, and risk management experience in financial services. Exceptional expertise in financial services industry successfully handling multiple responsibilities, managing litigation, overseeing outside counsel with total attention to detail and follow-through, in fast paced rapidly evolving environments. Skilled at negotiating agreements, advising on legal aspects of financial laws and regulations such as TILA, including QM/ATR, LO comp, and TRID, RESPA, ECOA, FCRA, HMDA, fair lending, licensing, compliance auditing, marketing, advertising managing regulatory and consumer complaints, federal, state, and investor exam management, due diligence, quality control/quality assurance, compliance risk assessments, enterprise risk management.
Sharon Reichhardt is the Executive Vice President of Operations at ACES Quality Management and has 30+ years of banking and mortgage industry experience, most of which were spent in the Quality Control department of EverBank. Her previous experience includes external audit management, technology administration and adoption, audit management and reporting for residential mortgage origination, servicing, consumer banking and lending, and commercial lending. Sharon's hands-on experience with ACES both as a client and a team member gives her a unique perspective when working with clients and industry partners. Sharon is the winner of HousingWire's Insiders Award, HousingWire's Tech Trendsetters and MPA Elite Women Award, and is also a frequent guest speaker at industry conferences.