KEY COMPLIANCE UPDATES TRACK: CFPB Developments (Closed to Media)
This panel of experts discusses recent updates to CFPB Rules, new initiatives, and enforcement actions. Topics include updates and requirements that can impact risk management strategies, rules pertaining to marketing communications, data privacy, mortgage servicing, debt collection, fair lending, and more. Sponsored by Paul Hastings.
Speakers
Moderator
![Photo of Tori Shinohara](https://apps.mba.org/img/Shinohara_Tori%202_240_240.jpeg)
Speakers
![Photo of Richard B. Horn](https://apps.mba.org/img/Horn_Richard_240_240.jpg)
Richard Horn is a former Senior Counsel & Special Advisor in the Consumer Financial Protection Bureau’s Office of Regulations and a former Senior Attorney at the FDIC. Richard led the CFPB’s design of the TRID disclosures, as well as the qualitative and quantitative consumer testing of the disclosures. As a key architect of the TRID rulemaking, Richard is one of the foremost experts on the rule. Richard represents companies dealing with the CFPB and other Federal and State regulators in supervisory and enforcement matters. Richard also advises companies regarding compliance with Federal and State consumer financial protection laws, including TRID, RESPA section 8, ATR/QM, Loan Originator Compensation, privacy, and other laws.
![Photo of Mitch Kider](https://apps.mba.org/img/Kider_Mitch_240_240.jpg)
Mitchel H. Kider is the Chairman and Managing Partner of Weiner Brodsky Kider PC, a national law firm specializing in the representation of financial institutions, residential homebuilders, and real estate settlement service providers. Mitch represents banks, mortgage companies, homebuilders, credit card issuers, and other financial service companies in a broad range of litigation and regulatory and compliance matters. He defends clients in investigations and enforcement actions before the Consumer Financial Protection Bureau, Department of Housing and Urban Development, Department of Justice, Department of Veterans Affairs, Federal Trade Commission, Fannie Mae, Freddie Mac, Ginnie Mae, and various state and local regulatory authorities and Attorneys General offices. Mitch speaks freque
![Photo of Jeff P. Naimon](https://apps.mba.org/img/Naimon_Jeff%20P_240_240.png)
Jeff Naimon is a Partner in the Washington, D.C., office of Orrick, Herrington & Sutcliff LLP, with more than 25 years of experience assisting bank and nonbank financial services providers (and investors in same) with regulatory, enforcement, and transactional matters. He defends financial services companies facing complex examination or enforcement matters before the CFPB, FTC, and federal and state banking regulators, with a focus on fair lending, UDAAP, loan servicing, privacy and credit reporting, debt collection, servicemember protections, and other consumer protection issues. He assists banks and nonbanks (including fintech entities) structure, negotiate, and operate a variety of partnerships, outsourcing programs and other third-party arrangements.
![Photo of Mike G. Silver](https://apps.mba.org/img/rsz_silver_michael_240_3_24_240_240.jpg)
Mike is a partner at Husch Blackwell who recently came to the firm after more than a decade at the Consumer Financial Protection Bureau (CFPB), where he played a central role in writing some of the agency’s most impactful rules and guidance, Mike advises the firm’s consumer finance clients on regulatory compliance matters. Mike’s consumer finance practice blends both mortgage and non-mortgage lending and draws on his broad portfolio of CFPB work. His core areas of focus include mortgage origination and consumer lending, particularly Real Estate Settlement Procedures Act (RESPA) section 8 issues and TILA loan originator compensation rules; UDAAP; regulations involving innovation, technology, and digital marketing tools; small-dollar lending; deposits; and debt collection.