THE HUB STAGE: Learn About the FICO Score 10 T
Meet the early adopters and learn how top mortgage lenders are benefitting from FICO Score 10 T, the latest and most powerful FICO Score ever. Gain a better understanding of key differences between Classic FICO Score and the newest FICO Score 10 T model, which will be required by Fannie Mae and Freddie Mac for all mortgage loan submittals in the years ahead. Gain valuable insights on how several top retail lenders are already using FICO Score 10 T to originate non-conforming mortgage loans and to ensure greater cash flow and liquidity to loans they securitize in the non-conforming marketplace. Get a sneak peek at FICO Score 10 T early adopter findings, including the latest on the first MBS based solely on FICO Score 10 T loans.
Speakers
Speakers
![Photo of Anna Benz](https://apps.mba.org/headers/rsz_benz_anna.jpg)
With 28 years of experience in the mortgage industry, Anna Benz is a seasoned professional known for her exceptional leadership and expertise. She is currently the SVP of Non-Agency Lending at Movement Mortgage. Prior to joining Movement Mortgage, Anna held key positions at Union Bank, NAF, and People’s Choice. As well as the Federal Reserve Bank of San Francisco. She has the reputation as a top, highly skilled industry leader and innovator which she now displays with Movement Mortgage.
![Photo of Fadi Faraj, Jr.](https://apps.mba.org/img/Faraj_Fadi_240_240.jpg)
Fadi Faraj is the co-founder and Chief Executive Officer of Premier Lending, Inc., a leading mortgage banking firm licensed in 26 states. Since establishing the company with his brother Faris in 2009, Fadi has successfully transformed it from a family-run mortgage brokerage into a prominent mid-sized mortgage banking institution. Recently, Fadi has spearheaded a joint venture with Yieldstreet, launching the Residential Mortgage Opportunistic Fund. This new venture aims to leverage Premier Lending’s expertise in mortgage, further expanding into the purchasing of first mortgage residential loans. Fadi also plays an instrumental role on the Board of Directors, where he sets the firm’s operational standards and shapes company policy, ensuring Premier Lending’s continued growth and its strong market reputation for operational excellence.
![Photo of Jonathan B. Glowacki, FSA, CERA, MAAA](https://apps.mba.org/headers/rsz_glowacki_jonathan_1713881975.jpg)
Jonathan Glowacki is a principal and consulting actuary in the Milwaukee office of Milliman. He has been with the firm since 2009. Jonathan leads a team of data scientists and developers to provide powerful information and analysis to the mortgage industry through Milliman M-PIRe. Milliman M-PIRe is a cloud-based software that provides a complete end-to-end solution for clients to evaluate direct mortgage investments, credit risk transfer, private mortgage insurance, and insurance-linked notes. The tool includes the necessary data, models, and cash flow structures to evaluate individual transactions and quickly aggregate a portfolio of exposures. In addition to this work, Jonathan provides subject matter expertise to mortgage market participants on topics ranging from mortgage repurchase risk to mortgage portfolio valuations.
![Photo of Devin Norales](https://apps.mba.org/headers/rsz_norales_devin.jpg)
Devin Norales is a Director for the Mortgage and Capital Markets team in FICO’s Scores division. He has extensive knowledge in the mortgage Secondary and Capital Markets space. Before joining FICO, Devin led a capital markets team for a mid size lender focusing on trading, hedging and loan execution. Previous stops include rolls at Cardinal Financial as well as Movement mortgage where he was focused on leading an asset sales team through system migrations. Devin holds a B.S.B.A. in Finance from the University of North Carolina Charlotte.
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