Rania Galan

Rania S. Galan is a partner with Ballard Spahr LLP, a national law firm that represents more than 75 housing authorities, closes hundreds of bond transactions as bond and underwriter's counsel, and is involved in thousands of tax-credit transactions. Ballard Spahr routinely represents borrowers and more than a dozen lenders under all of the multifamily programs of Freddie Mac, Fannie Mae, and U.S. Department of Housing and Urban Development (HUD).
Rania represents borrowers and mortgage lenders in commercial real estate financing transactions. Her practice involves the construction, rehabilitation, acquisition, and refinancing of market rate and affordable multifamily and healthcare facilities, with an emphasis on Fannie Mae agency loans and loans insured by the Federal Housing Administration (FHA). She counsels on the impact of the National Housing Act and FHA regulations, and advises clients on a variety of financing structures, concentrating on transactions involving bridge loan financing, Section 8 properties, tax-exempt bonds, tax credits, and healthcare financing.

Rania and her Ballard Spahr colleagues represent private and public lenders, borrowers, and other clients nationwide, counseling on all aspects of HUD-insured financing transactions. Their work has included acquisition, rehabilitation, and new construction loans; tax-exempt bond financings credit enhanced by HUD insurance; Government National Mortgage Association mortgage-backed securities; IRP decoupling transactions; and transfer of physical assets applications. They are experienced in virtually all of HUD's multifamily programs and with the related tax, securities, environmental, and other legal issues associated with HUD transactions.