General Session: Real Estate Finance and State Policy – Current Trends and Future Directions

Tara Healy, CMB, CML

EVP of Enterprise Compliance, Luminate Home Loans

Tara Healy, CMB, is currently serving as Executive Vice President of Enterprise Compliance at Luminate Bank. She brings over two decades of expertise in originations, operations management, and compliance. Before joining Luminate in 2024, Healy spent 8 years at Cherry Creek Mortgage as Chief Compliance Officer. Prior to this, she spent 15 years at LenderLive, culminating in her role as Director of Corporate Compliance. A dedicated advocate for the mortgage banking industry, Healy has held significant leadership roles, including past President of the Colorado Mortgage Lenders Association (CMLA) Board of Directors. She currently serves as a Board of Governor for the CMLA and Chair of the CMLA Legislative and Regulatory Affairs Committee (LARAC). She is the Mortgage Bankers Association (MBA) Colorado State Ambassador and previously chaired the MBA State Legislative and Regulatory Committee. Healy actively participates in MBA conferences, contributing to the industry's dialogue at events such as the Annual Convention, State and Local Workshop, National Advocacy Conference, and Legal Issues and Regulatory Compliance Conference. She obtained her CMB in 2018.

Liz Facemire

Director, State Government Affairs, Mortgage Bankers Association

Liz Facemire is the Director of State Government Affairs at MBA and takes part in leading the association’s policy and advocacy engagement at the state and local level, which includes serving as primary staff to the association’s State Legislative and Regulatory Committee. Prior to joining MBA in 2023, Liz spent her career in the industry in a variety of roles, including as a licensed mortgage loan originator and underwriter. In 2018 she served as a state policy lobbyist mostly covering Northwestern states. In 2021, she moved into a specialized role in mortgage policy supporting MBA membership priorities and advocacy efforts externally. She has been a member of many of our state MBA counterparts and has assisted in driving MBA’s policy initiatives throughout her time in Government Affairs.

Joshua Weinberg, CMCP

President, Firstline Compliance, LLC

Joshua Weinberg is a nationally recognized speaker, author, consultant, and leader in the mortgage industry. He is the President of Firstline Compliance (www.firstlinecompliance.com), a consulting company specializing in mortgage compliance and technology. He works closely with Federal and State Regulators and participates with many industry associations. He is currently Vice Chair of MBA's State Regulatory Compliance Committee, leads MBA’s LEP Working Group, and is the past Chair of MBA’s Regulatory Compliance Committee, a member of ABA’s Residential Markets Committee, and Past Vice Chairman of the Board of Directors for MISMO.