WORKING LUNCH: The Hotline, Special Briefing from Kirk Bado

Chief Executive Officer and Founder, Winnow Solutions, LLC

As Chief Executive Officer and Co-Founder of Winnow, Chris Hilliard leads a team of legal, compliance, and technology professionals transforming how financial institutions and lenders navigate state and federal regulatory requirements. Winnow is a powerful online application that enables customers to generate surveys and searches tailored to their specific business type, licensing, products, and geographic scope based on a comprehensive and dynamic database of state and federal laws and regulations. Winnow also provides an AI-powered platform that helps financial institutions navigate complex state and federal regulations, ensuring compliance while improving operational efficiency. Chris Hilliard has over 20 years of industry experience in consumer, commercial, and residential mortgage lending and general banking, with extensive expertise in regulatory compliance, BSA/AML, internal audit, licensing, and legal functions. He is a Certified Regulatory Compliance Manager (CRCM), Certified Compliance and Ethics Professional (CCEP), and a California Licensed Life, Accident & Health Agent. He has held executive, senior management, and mid-level management positions at major financial institutions and lenders, where he managed all aspects of compliance, risk, and litigation, as well as product development, management, and design. He is passionate about leveraging technology to create innovative solutions that enhance compliance efficiency, effectiveness, and customer satisfaction. HousingWire, Finovate, and the US Fintech Awards have recognized him, and he is a HousingWire Tech 100 Trendsetter for 2024.

Associate Vice President of Political Affairs, Mortgage Bankers Association

Jamey Lynch, AMP, is the Associate Vice President of Political Affairs at the Mortgage Bankers Association (MBA). Joining MBA in 2017 as an Assistant Political Director, she was promoted to the post of Associate Director in 2019. Over the past several election cycles, she has worked cross-functionally to strengthen the association’s advocacy programs, including MBA’s grassroots affiliate, the Mortgage Action Alliance (MAA). Her direct efforts helped elevate MBA’s federal Political Action Committee (MORPAC) to be among the top ten ranking industry trade association PACs in the country. Prior to MBA, Lynch worked at a D.C.-based public affairs agency where she led integrated campaigns to execute winning advocacy programs for clients at the local, state, and federal levels, including projects for the National Association of Realtors (NAR). She also managed a corporate PAC for one of Forbes’ “America’s Largest Private Companies,” Day & Zimmermann. She is an active member of the National Association of Business Political Affairs Committees (NABPAC) and the Public Affairs Council (PAC). A former Capitol Hill intern, Lynch holds a Masters of Business Administration from the Florida State University.

Managing Editor of National Journal's The Hotline, National Journal

Kirk A. Bado is managing editor of The Hotline, where he began as a staff correspondent covering House races. Originally from Pittsburgh, Bado graduated from the University of North Carolina at Chapel Hill with a Master's in mass communication after completing his B.S. in politics and public law at Belmont University in Nashville, Tenn. While at UNC, Bado was a research assistant in the Reese News Lab where he reported on the evolving political media landscape in the American South, the epidemic of news deserts, and the impact of Donald Trump's immigration policies in rural communities. Prior to National Journal, he worked at USA Today, Reuters, the Arizona Republic, the Tennessean, and EdNC.