CREF Track Session 4: Remarks from Representative Mike Flood (R-NE)

2025 MBA Chair-Elect; Executive Vice President, Chief Credit Officer & Chief Operating Officer, M&T Realty Capital Corporation

Christine Chandler has been with M&T since 1991 and has more than 30 years of experience in commercial real estate finance. Since 2018, she has been responsible for making credit decisions for M&T RCC multifamily and healthcare transactions underwritten in the Fannie Mae and Freddie Mac (Agency) and Federal Housing Administration (FHA) platforms as well as managing the company’s operations and its Asset Management Group and Transformation team. Prior to that, Chandler served 13 years as the M&T RCC Chief FHA Underwriter, was a senior Fannie Mae DUS Underwriter, and previously spent several years managing the closing and delivery for FHA and Ginnie Mae transactions. Chandler has also served as a relationship manager in the company’s commercial real estate division, focusing on construction and permanent portfolio lending. Active in various committees and groups related to the mortgage banking industry, Chandler is a voting member of MBA’s Board of Directors, served as the 2023 Chair of MBA’s Commercial Real Estate/Multifamily Finance Board of Governors (COMBOG), and was appointed to MBA’s Audit Committee in 2021. She is a sought-after speaker at industry conferences and is a passionate advocate for mPower, MBA Promoting Opportunities for Women to Extend their Reach, the largest networking organization for women in real estate finance.

House Financial Services Committee Member, U.S. House of Representatives

U.S. Congressman Mike Flood was sworn into office on July 12, 2022. Through the years, he has dedicated his life to advancing conservative values, growing Nebraska's rural communities, and creating jobs. Raised in Norfolk, Mike started working in radio in high school, a passion that continued throughout his time in college at Notre Dame and law school at the University of Nebraska. In 1999, he founded Flood Communications and grew the company from one Norfolk radio station, US92, into a statewide media network. News Channel Nebraska and Flood Communications radio stations deliver content important to rural communities, including local news and weather, high school sports, morning mass, and local entertainment. Mike has created hundreds of Nebraska jobs. In 2005, Mike was elected to represent his hometown and surrounding Madison County in the Nebraska Legislature. In 2007, his colleagues elected him the youngest Speaker of the Legislature in Nebraska history. In June 2022, Mike won a special election to take over Nebraska’s 1st District in the U.S. House of Representatives. He currently serves on the Financial Services Committee where he also serves as the Chairman of the Housing and Insurance Subcommittee, a Member of the Financial Institutions Subcommittee, and a Member of the Monetary Policy, Treasury Market Resilience, and Economic Prosperity Task Force. Additionally, he serves as a Member of the House Republican Policy Committee. Over the years, Mike has given back to Nebraska in numerous ways. He has long been active in Northeast Nebraska economic development and community efforts. Mike served as the Chairman of the Board of Directors of the Children’s Scholarship Fund, advancing its mission to open the doors of educational opportunity for families with financial need. He has also previously served on the Board of Directors for Invest Nebraska, which is committed to growing Nebraska’s economy by assisting entrepreneurs and investing capital in companies with growth potential. Currently, Mike is a member of the U.S. Strategic Command Consultation Committee and a councillor for the Aksarben Foundation. Mike and his wife, Mandi, were married at St. Mary's Catholic Church in 2003 where they are parishioners. The Floods live in Norfolk, where they are raising their sons Brenden and Blake.