EMERGING ISSUES TRACK: State Reporting Requirements and Evolving Licensing Issues

Partner, Bradley

Haydn Richards, a Partner with Bradley, is one of the foremost leaders in state financial services law and licensing matters. Haydn counsels clients on all aspects of financial services licensing and compliance, state law, the NMLS, and CFPB-related compliance matters. Selected by his peers to serve as Chair of the Industry Advisory Council of the American Association of Residential Mortgage Regulators from 2018-2020, Haydn regularly interacts with state regulators on behalf of industry members. He has individually resolved financial services enforcement actions in 45 of the 50 states and the District of Columbia, perhaps more than any other attorney in this space. Haydn regularly assists clients with the largest transactions in the industry in a creative and company-focused manner.

Partner, Orrick, Herrington & Sutcliffe, LLP

Kathryn (Katy) Ryan, Partner in Orrick's Washington, D.C., office, advises financial services companies on a variety of regulatory, licensing, compliance, and transactional matters, including federal and state compliance requirements, Secure and Fair Enforcement Act compliance, Federal Housing Administration compliance, and the risks associated with the False Claims Act and FIRREA. She assists clients with matters before state regulatory agencies, the CFPB, DOJ, HUD, federal banking agencies, Fannie Mae, and Freddie Mac. She also provides strategic and tactical advice to help clients identify and secure the nationwide federal and state approvals necessary to achieve operational goals.