POLICY PRIORITIES TRACK: Weathering the Insurance Crisis

Attorney- Partner, Bradley

Christy Hancock’s practice is dedicated to financial services regulatory compliance. Her work with mortgage servicing and other financial institution clients has given her a broad base of knowledge regarding laws affecting the mortgage servicing business, including bankruptcy and foreclosure best practices, payment application, correspondence requirements, allowable fees, loan modifications, escrow requirements, and property preservation. In recent years, her practice has involved advising large financial institutions on compliance management systems, government settlements and consent order implementation, bankruptcy-related regulatory matters, and large-scale remediation projects. Christy organizes and hosts the Bradley Compliance Roundtable, which is a monthly one-hour WebEx for dozens of the firm’s financial services clients on a wide variety of issues. The roundtable has evolved since early 2020 to cover a broad range of topics involving secured lending and servicing. These meetings provide clients with a unique and valuable opportunity to discuss new trends and various nuances of consumer laws, with particular focus on government enforcement, compliance issues, and litigation updates. Christy provides daily guidance to clients on laws such as RESPA, TILA, FDCPA, FCRA, and the Dodd Frank Act, as well as compliance with certain bankruptcy rules and mortgage servicing best practices. She has assisted her financial services clients with a variety of intricate matters, including developing responses to new legislation, conducting internal risk assessments, assisting with and responding to internal and external audits, training company personnel, and revising quality control processes, as well as drafting and updating a variety of mortgage servicing policies and procedures. Christy also routinely responds to the CFPB, the United States Trustee’s Office, various state attorneys general, and state banking department inquiries on behalf of her clients.

Executive, Public Policy & Industry Relations, CoreLogic

Pete Carroll is Executive and Head of Public Policy for CoreLogic. Pete’s team drives enterprise strategic initiatives for CoreLogic, leads corporate ESG investments, oversees industry engagement programs, monitors legislative, regulatory, and business policy developments, and expands opportunities for CoreLogic’s thought leadership and solutions expertise across the housing ecosystem. Prior to joining CoreLogic, Carroll was Executive Vice President of Quicken Loans (now Rocket Mortgage) where he led the development of Quicken’s positions on a broad spectrum of policy issues. Earlier, he was Senior Vice President, Capital Markets, at Wells Fargo and was the Assistant Director (Head), Office of Mortgage Markets, at the Consumer Financial Protection Bureau (CFPB).

Senior Director, American Property Casualty Insurance Association

Ethan Aumann is the senior director of environmental issues and resiliency at the American Property Casualty Insurance Association (APCIA), where he works on insurance and risk mitigation strategies related to climate, sustainability, and natural catastrophe. Prior to joining APCIA, he spent 10 years with the federal government in policy and regulatory roles. He holds M.S. and Ph.D. degrees in environmental engineering and sciences from Stanford University.

Chief Risk Officer, PennyMac Financial Services, Inc.

Don White has been Senior Managing Director and Chief Risk Officer of PennyMac Financial Services, Inc. (NYSE: PFSI) since January 2022. He is responsible for enterprise risk management, credit risk management, mortgage compliance and internal audit. Mr. White also serves as Senior Managing Director and Chief Risk Officer of PennyMac Mortgage Investment Trust (NYSE: PMT). Previously, Mr. White was the company’s Senior Managing Director and Chief Credit Officer where he oversaw credit risk management. He has served on the company’s management team since 2013. Prior to joining the company, Mr. White served as SVP of Mortgage Risk Management at JP Morgan Chase from 2008 to 2013. From 2004 to 2008, he was Executive Vice President of Portfolio Credit Risk Management at Countrywide Financial Corporation. From 1993 to 2004, Mr. White was Vice President of Data Based Solutions at Chevy Chase Bank. Mr. White earned a B.A. in Mathematics from the University of Virginia, and an M.B.A. from the University of Maryland, Smith School of Business.