RISK MANAGEMENT & QA TRACK: New Business Models for Managing Mortgage Risk and Fraud Prevention in the Post-Pandemic World

Director of Government Affairs, Weiner Brodsky Kider PC

Experienced mortgage leader of 25 years who served as Executive Director of the Ohio MBA, Ohio Dept Superintendent & NMLS Ombudsman. Proud CMB since 2016 now serving as the CMB Society Vice Chair. Privileged to work with the WBK team that sets the standard for mortgage regulatory compliance, examination survival, ACN & NMLS filings, acquisitions and joint ventures as well as experience on-site examination support and survival. I am a frequent speaker, mentor, trainer and co-author of MBA Compliance Essentials Temporary Authority for Mortgage Loan Originators and coordinator of MBA Remote Work Model Language. MBA Florida Ambassador, Mortgage Banking Bound instructor, AARMR Industry Advisory Council Chair, VP of the MBA of Florida & Florida CMB Society Co-Chair. All this, but Not an Attorney

SVP, Quality Control, PrimeLending

Jason Emory joined PrimeLending in July 2013 and is Senior Vice President of Quality Control. He is responsible for all quality control requirements, origination through servicing, and loss prevention, which includes fraud investigations and agency/investor deficiency notifications. Emory has more than 30 years in the mortgage industry and has held numerous management roles including compliance and quality control. Prior to joining PrimeLending, he spent 9 years with MetLife Home Loans/First Horizon Home Loans serving as Vice President of post-closing and custodian operations until transitioning to Director of Compliance and Quality Control. Emory spent the first 14 years of his career with Chase Home Loans managing in areas of servicing and post-closing. He graduated with a Bachelor of Business degree in marketing from University of Louisiana at Monroe.

Chief Legal Officer and Enterprise Risk Officer, MLD Mortgage, Inc. d/b/a The Money Store

Corporate legal counsel, with over 25 years legal, compliance, and risk management experience in financial services. Exceptional expertise in financial services industry successfully handling multiple responsibilities, managing litigation, overseeing outside counsel with total attention to detail and follow-through, in fast paced rapidly evolving environments. Skilled at negotiating agreements, advising on legal aspects of financial laws and regulations such as TILA, including QM/ATR, LO comp, and TRID, RESPA, ECOA, FCRA, HMDA, fair lending, licensing, compliance auditing, marketing, advertising managing regulatory and consumer complaints, federal, state, and investor exam management, due diligence, quality control/quality assurance, compliance risk assessments, enterprise risk management.

EVP of Operations, ACES Quality Management

Sharon Reichhardt is the Executive Vice President of Operations at ACES Quality Management and has 30+ years of banking and mortgage industry experience, most of which were spent in the Quality Control department of EverBank. Her previous experience includes external audit management, technology administration and adoption, audit management and reporting for residential mortgage origination, servicing, consumer banking and lending, and commercial lending. Sharon's hands-on experience with ACES both as a client and a team member gives her a unique perspective when working with clients and industry partners. Sharon is the winner of HousingWire's Insiders Award, HousingWire's Tech Trendsetters and MPA Elite Women Award, and is also a frequent guest speaker at industry conferences.